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I check the "find my card" link a couple times a week and I'm signed up for scorecard. I have been waiting for scorecard to offer it or for a somewhat solid pre-qual. Today I got the "Monique we have found a personalized offer for you" instead of the standard "how does your card stack up". It showed a 0% APR for 6 months and 23.99% after that instead of the range. I decided to go for it and got approved for $2600. Very excited to get in with Discover and get approved for an unsecured card. My last credit check total report showed my scores @ EX 636, TU 591, EQ 642 and my uti was 26%.
In October I will be 2 years post BK7 and I only started my rebuild this past June with a Capital One platinum card and a $2000 CL. In August I got a $200 CLI and a PC to the quicksilver no fee.
Going in the right direction thanks to all the great advice here on the boards. Thanks all around!!!!!
Congrats! That first unsecured card is always an awesome feeling!
Congrats! That's one of my favorite cards. What color did you get?
@Anonymous wrote:@I check the "find my card" link a couple times a week and I'm signed up for scorecard. I have been waiting for scorecard to offer it or for a somewhat solid pre-qual. Today I got the "Monique we have found a personalized offer for you" instead of the standard "how does your card stack up". It showed a 0% APR for 6 months and 23.99% after that instead of the range. I decided to go for it and got approved for $2600. Very excited to get in with Discover and get approved for an unsecured card. My last credit check total report showed my scores @ EX 636, TU 591, EQ 642 and my uti was 26%.
In October I will be 2 years post BK7 and I only started my rebuild this past June with a Capital One platinum card and a $2000 CL. In August I got a $200 CLI and a PC to the quicksilver no fee.
Going in the right direction thanks to all the great advice here on the boards. Thanks all around!!!!!
Congrats!
Exact same thing happened to me about a month ago.
I Applied 2 times in the last year after doing the pre-qual and got declined both times. I read on here about the more specific terms and it meaning a better chance. It always gave me the 12 month 0% and a huge range of APR on the pre-quals. Until one day about a month ago it said 6 months 0% and 23.99% (no range) just like yours did. Apped and got approved! So happy. I have wanted the IT since i first started rebuilding. Feels really good. I am loving the 5% on restaurants right now!
Congrats again!
Congrats! Where could you sign up for that scorecard?
Congrats! Did you include them in your bankruptcy?
Congrats! I'm actually not one for Amazon and big box stores, nor do I drive so I'm considering a PC to chrome sometime soon.
Best of luck on CLIs, they seem to be an enigma as to when you get them.
Only had mine 2 months and I'm loving it: Killer mobile app, great looking cards (and you can have as many as you want!). and CSRs who always seem to be on ecstacy.