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Discover secured graduation, and auto CLI!

LolaCat
Frequent Contributor

Discover secured graduation, and auto CLI!

Just checked my Discover online, and noticed a limit of $1250.   Previously I was secured with a $500 limit.     

 

I hopped on chat, and it did graduate!    My 8th statement just cut.      They said I will receive a check for my deposit via mail.

 

I'm wondering though, should I hit the CLI button??     I don't want to be greedy, since they did step me up from 500 already.

 

Editing, on impulse hit the CLI increase and SP increase by $450 so my total is now $1700.   I'll take it!   Heart

 

Message 1 of 10
9 REPLIES 9
floridamom29
Valued Member

Re: Discover secured graduation, and auto CLI!

Congrats on graduating and you new increase!!! 😊😊

Joined MyFico 10/1/16: EQ: 638 TU: 688 EX: 632
1 Baddie Procollect $4588 falling off 11/17!!! CK: TU-668 EQ-680 NFCU CashRewards Visa $7500 | Chase DisneyVisa $2500 | NFCU CLOC $15K | Discover It $1200| Amazon Prime $2000| Chase Amazon $500 | Cap1 QS $1100 | Walmart $3500 | BOA Sec $500 | JCPenney $1800 | Amex BCE $500|Amex Hilton $1000| VS $550 | FingerHut $300| NFCU Flagship $15K| Costco Citi $5500 | Children's Place $500
Message 2 of 10
LolaCat
Frequent Contributor

Re: Discover secured graduation, and auto CLI!

Thank you Florida!

 

I just wanted to mention that I went to Chat AGAIN, and was able to get the 0% interest rate for 12 months.      So if any other recent graduates are reading this, definitely ask for that!

Message 3 of 10
pizza1
Community Leader
Super Contributor

Re: Discover secured graduation, and auto CLI!

Congratulations on the card unsecuring and CLI!! ! Enjoy

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 4 of 10
jjking54
Established Contributor

Re: Discover secured graduation, and auto CLI!

My 8th statement cuts on the 20th ... I'm SO hopeful for graduation and a CLI! I'm on pins and needles

Message 5 of 10
LolaCat
Frequent Contributor

Re: Discover secured graduation, and auto CLI!


@jjking54 wrote:

My 8th statement cuts on the 20th ... I'm SO hopeful for graduation and a CLI! I'm on pins and needles


Fingers crossed for you JJ.

 

I don't know if it was coincidence or not, but I did go on chat a couple of times before it happened, asking about it happening.   

 

Also, it was a few days AFTER my statement posted, so my last statement showed the old CL etc.  So don't get discouraged if that happens.

 

Message 6 of 10
cam3150
Frequent Contributor

Re: Discover secured graduation, and auto CLI!

Yay, congrats!!

 

Reading all these graduation threads today, I logged in to my acct and just happend to notice that my limit is now $500. It was previously secured for $200.  I called and confirmed, they did graduate me.  My 7th statement just cut Tuesday.

 

I also asked for a CLI and got another $500 for a new limit of $1,000.00!!

 

I really wish now that I had added more money to the card.  I kept meaning to and just never did.  I originally planned to get it as close to $2k as I could.  

 

How often does Discover allow a CLI?

 

A lot of new Discover graduates this week!!  They seem to be on a spree, for sure.

Current FICO Scores as of 01/2021 EQ 724 TU 738 EX 721

NFCU CR $30,000 | USAA Rewards Visa Signature $21,000 | USAA Preferred Cash Rewards Visa Sig $21,000 | NFCU Platinum $18,000 | CapOne WM MC $10,000 | Wells Fargo Cash Wise $9,000 | Costco Anywhere Visa $13,500 | Citi Double Cash $8,500 | PenFed Rewards Visa Signature $17,500 | PenFed Promise $12,500 | Amazon Rewards Visa $3,500 | AMEX BCP $2,800 | Capital One QS 3,750 | Chase Sapphire Preferred $5,500 | Discover IT $1,800 | Amazon $10,000 | J Crew $11,500 | PayPal Credit $10,000 |Belk Rewards $10,000 | US Bank Platinum $10,500 | Amazon Store Card $10,000
Message 7 of 10
ItsPossible
Valued Contributor

Re: Discover secured graduation, and auto CLI!

Congratulations OP!!! I know it must feel nice. 

"Hover mouse over cards to see CL and APR info"


Message 8 of 10
ItsPossible
Valued Contributor

Re: Discover secured graduation, and auto CLI!


@cam3150 wrote:

Yay, congrats!!

 

Reading all these graduation threads today, I logged in to my acct and just happend to notice that my limit is now $500. It was previously secured for $200.  I called and confirmed, they did graduate me.  My 7th statement just cut Tuesday.

 

I also asked for a CLI and got another $500 for a new limit of $1,000.00!!

 

I really wish now that I had added more money to the card.  I kept meaning to and just never did.  I originally planned to get it as close to $2k as I could.  

 

How often does Discover allow a CLI?

 

A lot of new Discover graduates this week!!  They seem to be on a spree, for sure.


Congrats on your graduation. I have read on this Board that you can request CLI with Discover as often as you wish as it is a SP. Some request as often as once per week. However, from what I understand, you have to find your sweetpot of the CLI timetable for your card. 

"Hover mouse over cards to see CL and APR info"


Message 9 of 10
HSXAGENT
Regular Contributor

Re: Discover secured graduation, and auto CLI!

I can't wait for my Discover to graduate. 

I never thought I could love a credit card company as much as I love Discover.

 

Congrats! 

FICO Scores: EX-665 TU-690 EQ-670 (10-23-2017)
Amazon Store Card - CL $5000/AMEX BCE - CL $2000/ AMEX Everyday - $500/ Barclay Rewards Card - CL $1500/ Capital One secure card $500/ Capital One QS $1600/ Discover IT $10500/ Walmart Card - CL $5000/ Old Navy Card - CL $6000/ U.S. Bank Cash+ Visa Signature Card - CL $500
Message 10 of 10
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