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Discover spontaneously more than doubled my credit limit

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Regular Contributor

Discover spontaneously more than doubled my credit limit

Ok, no idea how this is possible.

 

Opened my card May of 2019. Just completed my one year for cash back bonus, and made $130 in match. Had a balance running on the card for quite some time, then zeroed it off last month. Card reported a $14 balance on June 1st.

 

I went to go check to see what July's 5% categories were and found my limit to now be $9500, up from $4500. I haven't asked for an increase though?

 

A couple of months ago my account was flagged for a random check of some sort and I couldn't log in. Don't know what caused it, but yeah. According to notes on my account it even went into dispute, resolved by grantor (or at least reported by subscriber.)

 

FICO score gravitating around 780 today. What might have this jump? Also YAAAAY lol.

 

Thanks Smiley Happy

Currently Reporting:



Current Score:

Gardening Started with:


Message 1 of 37
36 REPLIES 36
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Epic Contributor

Re: Discover spontaneously more than doubled my credit limit

popcorn eating emoticon.gif

Message 2 of 37
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Moderator

Re: Discover spontaneously more than doubled my credit limit

Congrats on your increase 

 

Sometimes lenders give increases without consumers  requesting them.

 

Enjoy your new limit! 

Message 3 of 37
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Valued Contributor

Re: Discover spontaneously more than doubled my credit limit

Congratulations on your Discover auto-CLI!



Current FICO 8:

Credit Age:

Inquiries:

Goal Cards:


Message 4 of 37
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Moderator

Re: Discover spontaneously more than doubled my credit limit

They like the way you handle your account so they rewarded you with a CLI. Congrats on it Smiley Happy

Message 5 of 37
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Valued Contributor

Re: Discover spontaneously more than doubled my credit limit

Congratulations 🍾🎉🎊 








Message 6 of 37
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Regular Contributor

Re: Discover spontaneously more than doubled my credit limit

Hey, thanks everyone.

 

I decided to take this good fortune and go poking around, and just love buttoned up a couple of other cards CLIs. Amazon store card up to $10k from $7k, and my Newegg card from $5k to $6k (just small requests, don't use the Newegg one much but did push it to $4k with one purchase.)

 

Kinda happy about this! I have some credit attending to do so later today after I've woken up I'll post a lengthier thread asking for some advice. Thanks again for the nice words!

Currently Reporting:



Current Score:

Gardening Started with:


Message 7 of 37
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Valued Contributor

Re: Discover spontaneously more than doubled my credit limit

Congrats on your auto Disco love!




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Message 8 of 37
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Valued Contributor

Re: Discover spontaneously more than doubled my credit limit

Congrats on the CLI!

Message 9 of 37
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Valued Contributor

Re: Discover spontaneously more than doubled my credit limit

Congrats on the auto luv!!!

 

Care for some double dip sauce?

BK7 dc in 01/2011 with FICO8 in the 500s

New cc TLs : 1/6 ; 1/12 ; 2/24
HPs EX 2 EQ 2 TU 1
AAoA 5y4m
UTIL 1% - 3%

$220K+ Total Limits










Message 10 of 37
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