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Discover spontaneously more than doubled my credit limit

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Azza
Regular Contributor

Discover spontaneously more than doubled my credit limit

Ok, no idea how this is possible.

 

Opened my card May of 2019. Just completed my one year for cash back bonus, and made $130 in match. Had a balance running on the card for quite some time, then zeroed it off last month. Card reported a $14 balance on June 1st.

 

I went to go check to see what July's 5% categories were and found my limit to now be $9500, up from $4500. I haven't asked for an increase though?

 

A couple of months ago my account was flagged for a random check of some sort and I couldn't log in. Don't know what caused it, but yeah. According to notes on my account it even went into dispute, resolved by grantor (or at least reported by subscriber.)

 

FICO score gravitating around 780 today. What might have this jump? Also YAAAAY lol.

 

Thanks Smiley Happy

Currently Reporting:

Current Score:

Gardening Started with:


Message 1 of 37
36 REPLIES 36
M_Smart007
Legendary Contributor

Re: Discover spontaneously more than doubled my credit limit

Message 2 of 37
Remedios
Credit Mentor

Re: Discover spontaneously more than doubled my credit limit

Congrats on your increase 

 

Sometimes lenders give increases without consumers  requesting them.

 

Enjoy your new limit! 

Message 3 of 37
CreditAggie
Community Leader
Super Contributor

Re: Discover spontaneously more than doubled my credit limit

Congratulations on your Discover auto-CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 37
gdale6
Moderator Emeritus

Re: Discover spontaneously more than doubled my credit limit

They like the way you handle your account so they rewarded you with a CLI. Congrats on it Smiley Happy

Message 5 of 37
nuohlac
Valued Contributor

Re: Discover spontaneously more than doubled my credit limit

Congratulations 🍾🎉🎊 




Message 6 of 37
Azza
Regular Contributor

Re: Discover spontaneously more than doubled my credit limit

Hey, thanks everyone.

 

I decided to take this good fortune and go poking around, and just love buttoned up a couple of other cards CLIs. Amazon store card up to $10k from $7k, and my Newegg card from $5k to $6k (just small requests, don't use the Newegg one much but did push it to $4k with one purchase.)

 

Kinda happy about this! I have some credit attending to do so later today after I've woken up I'll post a lengthier thread asking for some advice. Thanks again for the nice words!

Currently Reporting:

Current Score:

Gardening Started with:


Message 7 of 37
MyFault
Valued Contributor

Re: Discover spontaneously more than doubled my credit limit

Congrats on your auto Disco love!






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Message 8 of 37
coreyb80
Super Contributor

Re: Discover spontaneously more than doubled my credit limit

Congrats on the CLI!

Message 9 of 37
JR_TX
Valued Contributor

Re: Discover spontaneously more than doubled my credit limit

Congrats on the auto luv!!!

 

Care for some double dip sauce?

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 10 of 37
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