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@Azza wrote:Hey, thanks everyone.
I decided to take this good fortune and go poking around, and just love buttoned up a couple of other cards CLIs. Amazon store card up to $10k from $7k, and my Newegg card from $5k to $6k (just small requests, don't use the Newegg one much but did push it to $4k with one purchase.)
Kinda happy about this! I have some credit attending to do so later today after I've woken up I'll post a lengthier thread asking for some advice. Thanks again for the nice words!
Congratulations on your additional CLIs!
WOO! Get down with that
DISCO LUV! Congrats!
After receiving a massive increase, do you think that is wise? I mean that's a neat idea. My Citi Costco card has a $10,000 limit, and my other two credit union accounts are at $5,000.
edit: I have no idea how to quote on this forum, was quoting @M_Smart007's post.
Congrats on your (random) increase! 🎉
I actually think that CLIs given in this manner (read: unexpectedly) are more...meaningful (for lack of a better word) than those which are requested.
Congrats, that's a very nice auto increase!
I will say that's one good thing about Disco is their auto CLI's are fairly regular and decent. Profile depending of course.
Most of my time spent with them was during the low 600 scoring days in the beginning of my rebuild, so I only got $1K to $1,500 increases annually for a few years. Plus I had a few paid collections pop up on my CR that i wasn't aware of until later. Wasn't monitering back then.
Congratulations! The unexpected are always the best!!
@Azza wrote:After receiving a massive increase, do you think that is wise? I mean that's a neat idea. My Citi Costco card has a $10,000 limit, and my other two credit union accounts are at $5,000.
edit: I have no idea how to quote on this forum, was quoting @M_Smart007's post.
It's no longer a question of being a wise idea or not. Rather, it is the ONLY idea!
Think of drawing a pair of aces in blackjack... there's no other choice but to split!
Disco auto cli is like a rain in the Serengeti...Once it rains, has to really pour as the drought can go on for months before another one comes along! 😉🤣😜
Okay, hit the love button and put in my income + monthly mortgage payment and was declined for another increase.
That's okay, I didn't need/expect one.