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Discover spontaneously more than doubled my credit limit

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Valued Member

Discover spontaneously more than doubled my credit limit

Ok, no idea how this is possible.

 

Opened my card May of 2019. Just completed my one year for cash back bonus, and made $130 in match. Had a balance running on the card for quite some time, then zeroed it off last month. Card reported a $14 balance on June 1st.

 

I went to go check to see what July's 5% categories were and found my limit to now be $9500, up from $4500. I haven't asked for an increase though?

 

A couple of months ago my account was flagged for a random check of some sort and I couldn't log in. Don't know what caused it, but yeah. According to notes on my account it even went into dispute, resolved by grantor (or at least reported by subscriber.)

 

FICO score gravitating around 780 today. What might have this jump? Also YAAAAY lol.

 

Thanks Smiley Happy

Currently Reporting:


Current Score:
Goal: 820
Message 1 of 37
36 REPLIES 36
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Mega Contributor

Re: Discover spontaneously more than doubled my credit limit

"It's true hard work never killed anybody, but I figure, why take the chance?"
Message 2 of 37
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Moderator

Re: Discover spontaneously more than doubled my credit limit

Congrats on your increase 

 

Sometimes lenders give increases without consumers  requesting them.

 

Enjoy your new limit! 

07/11/2020 Confession time...sometimes I dont put shopping cart back where it should go, and I stole lipstick when I was 11. Used it for drawing (works better than watercolors).
Message 3 of 37
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Established Contributor

Re: Discover spontaneously more than doubled my credit limit

Congratulations on your Discover auto-CLI!



Current FICO 8:

Credit Age (TU):

Inquiries:


Message 4 of 37
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Moderator

Re: Discover spontaneously more than doubled my credit limit

They like the way you handle your account so they rewarded you with a CLI. Congrats on it Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 5 of 37
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Valued Contributor

Re: Discover spontaneously more than doubled my credit limit

Congratulations 🍾🎉🎊 




Message 6 of 37
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Valued Member

Re: Discover spontaneously more than doubled my credit limit

Hey, thanks everyone.

 

I decided to take this good fortune and go poking around, and just love buttoned up a couple of other cards CLIs. Amazon store card up to $10k from $7k, and my Newegg card from $5k to $6k (just small requests, don't use the Newegg one much but did push it to $4k with one purchase.)

 

Kinda happy about this! I have some credit attending to do so later today after I've woken up I'll post a lengthier thread asking for some advice. Thanks again for the nice words!

Currently Reporting:


Current Score:
Goal: 820
Message 7 of 37
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Established Contributor

Re: Discover spontaneously more than doubled my credit limit

Congrats on your auto Disco love!





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Message 8 of 37
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Valued Contributor

Re: Discover spontaneously more than doubled my credit limit

Congrats on the CLI!

Message 9 of 37
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Valued Contributor

Re: Discover spontaneously more than doubled my credit limit

Congrats on the auto luv!!!

 

Care for some double dip sauce?

BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 5 EQ 3 TU 1
AAoA 5y2m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 0/6 ; 1/12 & 3/24
Message 10 of 37
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