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Discover spontaneously more than doubled my credit limit

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Mega Contributor

Re: Discover spontaneously more than doubled my credit limit


@AllZero wrote:
Congratulations on your PCLI! That's a big jump.

@AllZero  I am still pondering "PCLI"


Message 21 of 37
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Mega Contributor

Re: Discover spontaneously more than doubled my credit limit


@Azza wrote:

Okay, hit the love button and put in my income + monthly mortgage payment and was declined for another increase.

 

That's okay, I didn't need/expect one.


@Azza, At least you gave it a trySmiley Happy


Message 22 of 37
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Super Contributor

Re: Discover spontaneously more than doubled my credit limit


@M_Smart007 wrote:

@AllZero wrote:
Congratulations on your PCLI! That's a big jump.

@AllZero  I am still pondering "PCLI"


Proactive.

 

https://ficoforums.myfico.com/t5/Credit-in-the-News/Big-banks-handing-out-CLI-s-to-subprime/m-p/5890...

Message 23 of 37
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Super Contributor

Re: Discover spontaneously more than doubled my credit limit


@Azza wrote:

Okay, hit the love button and put in my income + monthly mortgage payment and was declined for another increase.

 

That's okay, I didn't need/expect one.


You gave it a shot. 😃

Message 24 of 37
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Mega Contributor

Re: Discover spontaneously more than doubled my credit limit


@AllZero wrote:

@M_Smart007 wrote:

@AllZero wrote:
Congratulations on your PCLI! That's a big jump.

@AllZero  I am still pondering "PCLI"


Proactive.

 

https://ficoforums.myfico.com/t5/Credit-in-the-News/Big-banks-handing-out-CLI-s-to-subprime/m-p/5890...


Hmmmm, Not official myFICO speak?

 

https://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458


Message 25 of 37
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Super Contributor

Re: Discover spontaneously more than doubled my credit limit


@M_Smart007 wrote:

@AllZero wrote:

@M_Smart007 wrote:

@AllZero wrote:
Congratulations on your PCLI! That's a big jump.

@AllZero  I am still pondering "PCLI"


Proactive.

 

https://ficoforums.myfico.com/t5/Credit-in-the-News/Big-banks-handing-out-CLI-s-to-subprime/m-p/5890...


Hmmmm, Not official myFICO speak?

 

https://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458


I don't think a petition was ever submitted to add new lingo.

Message 26 of 37
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Valued Contributor

Re: Discover spontaneously more than doubled my credit limit


@AllZero wrote:

@M_Smart007 wrote:

@AllZero wrote:

@M_Smart007 wrote:

@AllZero wrote:
Congratulations on your PCLI! That's a big jump.

@AllZero  I am still pondering "PCLI"


Proactive.

 

https://ficoforums.myfico.com/t5/Credit-in-the-News/Big-banks-handing-out-CLI-s-to-subprime/m-p/5890...


Hmmmm, Not official myFICO speak?

 

https://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458


I don't think a petition was ever submitted to add new lingo.



From that Bloomberg article it says that "PCLI" disappeared just after the Great Recession of 2008! No wonder said lingo hasn't been used in this community for a while.
And now it seems we're heading right back. 🥺

BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 5 EQ 3 TU 1
AAoA 5y2m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 0/6 ; 1/12 & 3/24
Message 27 of 37
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Mega Contributor

Re: Discover spontaneously more than doubled my credit limit

Thanks @JR_TX , I knew there was an explanationYou_Rock_Emoticon.gif


Message 28 of 37
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Community Leader
Mega Contributor

Re: Discover spontaneously more than doubled my credit limit


@Azza wrote:

Ok, no idea how this is possible.

 

Opened my card May of 2019. Just completed my one year for cash back bonus, and made $130 in match. Had a balance running on the card for quite some time, then zeroed it off last month. Card reported a $14 balance on June 1st.

 

I went to go check to see what July's 5% categories were and found my limit to now be $9500, up from $4500. I haven't asked for an increase though?

 

A couple of months ago my account was flagged for a random check of some sort and I couldn't log in. Don't know what caused it, but yeah. According to notes on my account it even went into dispute, resolved by grantor (or at least reported by subscriber.)

 

FICO score gravitating around 780 today. What might have this jump? Also YAAAAY lol.

 

Thanks Smiley Happy


That increase was from all those rejected in their quest, you won the Disco PowerballSmiley Happy. Now go buy a Make Disco Great Again hat and wave to the crowdSmiley Wink 

Message 29 of 37
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New Contributor

Re: Discover spontaneously more than doubled my credit limit

Congrats on the CLIs! 

Amex Blue Cash 9K
Apple Card $5500
Amex ED 1K
Amex Cash Magnet 2K
Amex Delta 1K
Bloomingdales 13K
Chase Freedom Unlimited $2200
Best Buy Citi 7K
Discover IT $10,500
PenFed 10K
US Bank Cash + $11,500
Pier 1 $9850
Iddeal Comenity $25,500
Barclays Apple Rewards $5,700
Message 30 of 37
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