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Discover unbucketed after 5 years!

Fico_Salamanca
Frequent Contributor

Re: Discover unbucketed after 5 years!

Congrats!

Message 11 of 28
benreily
Established Contributor

Re: Discover unbucketed after 5 years!

Simply awesome news! Congrats for the unchained from the bucket.

Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Dec 16, 2017)EQ > 720, EXP ?, TU > 730
From myfico.com EQ Score: (Mar 3, 2021) From myfico.com EQ Fico 8 792, Fico 9 816, TU Fico 8 789, EX Fico 8 768
Feb 1, 2021 AoOA 18 years, 10 months, AAoA 7 years, 10 months




Message 12 of 28
nuohlac
Valued Contributor

Re: Discover unbucketed after 5 years!

Congratulations on your CLI!!!








Message 13 of 28
mrcraft
Valued Contributor

Re: Discover unbucketed after 5 years!

Congratulations on your CLI!!





Message 14 of 28
BAD_UP
Established Contributor

Re: Discover unbucketed after 5 years!

Congrats on your Disco CLI🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 15 of 28
Credit4Growth
Valued Contributor

Re: Discover unbucketed after 5 years!

This is my reading of this thread so 1st:

 

@KatSoDak  Congratulations on your CL

Secondly, thanks for the information provided between your two post.

I had a card closed in 2000 (I think that is correct) and I always wondered why I was instantly approved upon Id verification without Diacover asking/mentioning anything about that closed card, not that remember any details about it.

 

I am where I am today and I love using my Discover card for the 5% rotating categories.

I wish the quarterly spending cap could be raised 😪 but I feel they make up for that with great promotional offer on 0% for purchasing and the occasional BT offers.

Current as of April 25rd
FICO 08 EQ723, TU722, EX728 || DTI 8%
Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 3 / 1) - 0/6 - 0/12 - 4/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - May 22th 2021
Going for Sapphire spade - May 17th 2021

Dirty/ Thick/ Aged/ New Accounts
Message 16 of 28
Papa_Bear
Regular Contributor

Re: Discover unbucketed after 5 years!

Congratulations!






Message 17 of 28
Demented1
Frequent Contributor

Re: Discover unbucketed after 5 years!

Congrats @KatSoDak on your hefty and long overdue Disco CLI…enjoy the added spending power! Smiley Wink




Message 18 of 28
tbque
Valued Contributor

Re: Discover unbucketed after 5 years!

Congratulations!






Message 19 of 28
thephdude
New Contributor

Re: Discover unbucketed after 5 years!

Congratulations! And thanks for the interesting information.

 

I filed a ch13 bk in 2012, discharged in 2017, and included Discover in that. I got a new Discover card in 2019 with a 3k SL and have been denied a CLI ever since, citing "past experiences" basically. So now I have a bit of a time frame I can put on it I guess. Good to know! I am aware of the notorious AmEx blacklist, but didn't know about Discover's.

Current cards:

Goal cards:


Message 20 of 28
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