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After I was approved for a NFCU Platinum with a $20,000 SL I said I was going back into the garden. However, today I received an email from Experian stating i had new credit card recommendations. Usually its cards like First Premier, Credit One and Avant. However, today it included DiscoverIT. I clicked the link and there was an option to check for Pre-Qualifications. It said I had an offer for the Cash Back, Travel and Gas & Resturant cards. I chose the Cash Back bcause of the 0% APR for the first 14 months on Purchases and Balance Transfers. I applied and it came back with an approval for $10,000. Discover is a card that is on my list. My first credit card after graduating college was a Discover card and unfortunately I didn't handle it right. It ended up getting charged off and they came after me for the balance, which I paid. I thought I was on their "Do Not Approve" list because of that, but realize it was my credit profile & score. I'm thrilled to be back with them. At the time they pulled Experian today my FICO8 was 685.
Congratulations on your Discover approval!
That is a strong SL with Lady Discover...
Congratulations on both Big approvals!
You Go Bama!!! Another win for you. Congrats on your success!!!
The garden is to your ➡️
Congrats !
Congratulations on your Discover Approval..
@Anonymous Congrats Discover is on my Want list XD But my UTL to high right now and it's the only thing holding me back XD
@Girlzilla88 wrote:@Anonymous Congrats Discover is on my Want list XD But my UTL to high right now and it's the only thing holding me back XD
@Girlzilla88 you will get there. I have learned so much from the folks on this board. I have a denial letter from a store card I app'd for through Comdemnity back in 2018. At that time my TU score was 461. Im keeping the letter as a reminder of where I was.