DiscoverIT Approval

[rushingjr]

Just got an email that I was approved with Disco IT, $6k limit. Waiting to see if I got the 15mo BT as advertised.

Also got an email this morning for PNC CC with lengthy BT. I might not apply for that. I want cards with perks and miles.

[black_citi]

Congrats on your approval! I had the IT for about a year before discovered cancelled the card. My dti was too high. My limit on the IT was 6k and I didn't owe them anything but they cancelled it anywayz. Oh well.

[simplynoir]

Congrats on your new card

[AverageJoesCredit]

Congrats You might get the PNC for your bt and use the Disco for double cash back

[AverageJoesCredit]

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@black_citi wrote:
Congrats on your approval! I had the IT for about a year before discovered cancelled the card. My dti was too high. My limit on the IT was 6k and I didn't owe them anything but they cancelled it anywayz. Oh well.

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Thats weird. @black_citi @ How high was your debt when you did this? Im carrying quite some debt in comparison to my income but have had no issues so far. Thank

[randomguy1]

Congrats on your approval. Decent starting limit!

[Anonymous]

Congrats on your IT approval!! I love my Discover card!!

[Anonymous]

Congrats on the approval. 

[black_citi]

At the time I think I was reporting 22k debt but I never updated my income. Discover had me @ 20k income lol. I could have called them and told them I was making a bit more (50k) but I didn't and didnt bother to try and have it reopened. I decided I won't reapply.

[M_Smart007]

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@AverageJoesCredit wrote:

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@black_citi wrote:
Congrats on your approval! I had the IT for about a year before discovered cancelled the card. My dti was too high. My limit on the IT was 6k and I didn't owe them anything but they cancelled it anywayz. Oh well.

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Thats weird. @black_citi @ How high was your debt when you did this? Im carrying quite some debt in comparison to my income but have had no issues so far. Thank

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@AverageJoesCredit  .. I think you are OK  .. it was probably the overall aggregate    ..that spooked them.

just my $0.02 worth