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DiscoverIT Approval

Established Member

DiscoverIT Approval

Just got an email that I was approved with Disco IT, $6k limit. Waiting to see if I got the 15mo BT as advertised.

Also got an email this morning for PNC CC with lengthy BT. I might not apply for that. I want cards with perks and miles.
Message 1 of 14
13 REPLIES 13
Established Contributor

Re: DiscoverIT Approval

Congrats on your approval! I had the IT for about a year before discovered cancelled the card. My dti was too high. My limit on the IT was 6k and I didn't owe them anything but they cancelled it anywayz. Oh well.
Make More, Spend Less

Scores as of 02/05/2020


Goal Cards (in order): CSP, AMEX Platinum
Message 2 of 14
Community Leader
Super Contributor

Re: DiscoverIT Approval

Congrats on your new card

Message 3 of 14
Community Leader
Mega Contributor

Re: DiscoverIT Approval

CongratsSmiley Happy You might get the PNC for your bt and use the Disco for double cash backSmiley Wink
Message 4 of 14
Community Leader
Mega Contributor

Re: DiscoverIT Approval


@black_citi wrote:
Congrats on your approval! I had the IT for about a year before discovered cancelled the card. My dti was too high. My limit on the IT was 6k and I didn't owe them anything but they cancelled it anywayz. Oh well.

Thats weird. @black_citi @ How high was your debt when you did this? Im carrying quite some debt in comparison to my income but have had no issues so far. Thank

Message 5 of 14
Valued Contributor

Re: DiscoverIT Approval

Congrats on your approval. Decent starting limit! Smiley Happy

Message 6 of 14
Valued Contributor

Re: DiscoverIT Approval

Congrats on your IT approval!! I love my Discover card!!
Message 7 of 14
Regular Contributor

Re: DiscoverIT Approval

Congrats on the approval. 



Starting Score: TU 527, EQ 543, EX 563
Current Score: TU 690, EQ 677, EX 694
Goal Score:725 Across The Board


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Message 8 of 14
Established Contributor

Re: DiscoverIT Approval

At the time I think I was reporting 22k debt but I never updated my income. Discover had me @ 20k income lol. I could have called them and told them I was making a bit more (50k) but I didn't and didnt bother to try and have it reopened. I decided I won't reapply.
Make More, Spend Less

Scores as of 02/05/2020


Goal Cards (in order): CSP, AMEX Platinum
Message 9 of 14
Epic Contributor

Re: DiscoverIT Approval


@AverageJoesCredit wrote:

@black_citi wrote:
Congrats on your approval! I had the IT for about a year before discovered cancelled the card. My dti was too high. My limit on the IT was 6k and I didn't owe them anything but they cancelled it anywayz. Oh well.

Thats weird. @black_citi @ How high was your debt when you did this? Im carrying quite some debt in comparison to my income but have had no issues so far. Thank


@AverageJoesCredit  .. I think you are OK  .. it was probably the overall aggregate    ..that spooked them.

just my $0.02 worth

 

popcorn eating emoticon.gif
Message 10 of 14
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