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Does Citi allow multiple approvals?

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Anonymous
Not applicable

Does Citi allow multiple approvals?

I just got approved for the Double Cash card with a 12K limit. I also want a Simplicity card. Are there any rules about Citi when applying for multiple cards?

Message 1 of 13
12 REPLIES 12
Drwaz99
Established Contributor

Re: Does Citi allow multiple approvals?

  • You can only apply for one card (personal or business) every eight days and no more than two cards in a 65-day window.
  • You can only apply for one business card every 90 days.
Message 2 of 13
M_Smart007
Legendary Contributor

Re: Does Citi allow multiple approvals?

Congratulations on your DC Approval..

Message 3 of 13
Anonymous
Not applicable

Re: Does Citi allow multiple approvals?

Hey! Congrats on your new approval! Enjoy! 

Message 4 of 13
AllZero
Mega Contributor

Re: Does Citi allow multiple approvals?

Congratulations on your approval!
Message 5 of 13
coldfusion
Community Leader
Mega Contributor

Re: Does Citi allow multiple approvals?


@Drwaz99 wrote:
  • You can only apply for one card (personal or business) every eight days and no more than two cards in a 65-day window.
  • You can only apply for one business card every 90 days.

The rule is 60 days.  65 days is a churning recommendation to safely avoid disagreements in interpretation of whether it was 59/60/61 days that have passed since the first application.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 6 of 13
coreyb80
Super Contributor

Re: Does Citi allow multiple approvals?

Congrats on the approval!

Message 7 of 13
CreditAggie
Community Leader
Super Contributor

Re: Does Citi allow multiple approvals?

Congratulations on your Citi Double Cash approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 13
SFLSpotter9210
Valued Contributor

Re: Does Citi allow multiple approvals?

4B7DA792-2E57-42F6-BDC7-1992188F162B.jpeg

Unfortunately that's not true here is my proof. That's 4 Citi cards in very short time frame. 

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 9 of 13
cashorcharge
Community Leader
Super Contributor

Re: Does Citi allow multiple approvals?

Congratulations!!!  Hope #2 goes well! 

Message 10 of 13
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