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I was able to add two more goal cards over the last few days, pretty stoked!
Chase Freedom: My first revolver with Chase, and my FIRST Visa Signature! $8,000 limit @ 20.74% APR. I started using them for checking and savings in 11/19. I had black star prequalified status on CSP in their online portal so I was fairly confident on a Freedom approval. Double pulled TU (734) and EX (730.) Have Disco it and wanted to add Freedom and Cash+ to my 5% rotators for a lot of great category spend. Since I was 4/24, and Cash+ will probably take at least 6-12 months of gardening, Freedom was the logical choice to go after first. Yes, I know I run a risk double apping when Chase is involved, so I don't need reminded, though I say this in a friendly manner as I appreciate the warnings everyone has to give.
AMEX BCP: $2,000 @ 23.99% APR. This is my second card with them, opened Delta Gold in 9/19. I have been preapproved for all cards on their website for about 4-5 months, so my confidence level was high for this one too. They used my most recent SP from earlier this month from EX (730.) Bummed about the SL, however not surprised. I burned them for 7k previously, and they still have me on a short leash. The thing with AMEX though, is that I am not worried about growth. I'll likely move another 2k from my delta card once this one comes in the mail anyway. I spend pretty close to exactly the 6k cap on groceries yearly so this card was a no brainer.
Very happy for these two great additions to the eventual goal of an exclusively fully cash back line up!
DPs:
EX: 730 EQ: 721 TU: 734 FICO 8s
AAoA: 6 yrs, 1 mo; AoOA: 13 yrs; AoY(R)A: 3 mo
Util: Currently AZEO @ $146/$28,000 reporting
Baddies: All are 30D late and 60D lates, most recent 18 months. No COs, no BK.
Thanks for reading, and I hope you are all safe and well out there in FICO land!
Congratulations on your approvals! ...
Congrats! You probably have nothing to worry about with chase. It'll take amex a couple of months to report it and I'm sure it was SP approval for the amex.
@Ficoproblems247 Super Congrats on your double approval!!!
Grats on the double play
@Ficoproblems247 wrote:I was able to add two more goal cards ...
Two very nice approvals -- Congrats! & thanks for the DPs.
Congratulations on 2 of your goal cards. That Amex will grow quickly if you treat it right.
Congratulations on your Chase Freedom and Amex BCP approvals!