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Double Cash CLI 15k

darkpearl
Regular Contributor

Double Cash CLI 15k

Well, that was easy. I did not request more. Was at 13k. Going to close my Cash+ soon, so trying to make up for it...

 

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Message 1 of 7
6 REPLIES 6
Scott2696
Established Contributor

Re: Double Cash CLI 15k

Wow.. Congrats to you... Very nice CL

EQ 669, TU 679, EX 679. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's 2K, Chevron & Texaco Visa 6K, BMO Harris Bank 1.5K, BOA Bass Pro 1.5K, 5/3 Stand up to cancer 4.5K, 5/3 Truly Simple 4K, 5/3 Trio 4K, Amazon Store Card 5K, Lowes 17K, TBFCU 5K, BBT Spectrum 4.5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Kays Jewerly 2K, AX Green Charge, AX Delta Gold 1K, Morgan Auto Group 1.6K, Kohls 700.
Message 2 of 7
GlennTheAgent777
Regular Contributor

Re: Double Cash CLI 15k

Nice cli on the DC, it's an awesome card.

 

Why closing the Cash+? 5% on two rotating categories you can actually pick seems hard to beat.

{Cap1 Quicksilver: $850} {Discover It: $2.2k} {Amex BCE: 20k} {Wells Fargo Cash Wise: $6k} {Sam's Club Credit: $967} {Barclaycard Ring: $750} {Chase Slate: $14.2k} {Wal-Mart MC: $7.9k} {Chase Amazon: $1.3k} {Target RedCard: $800} {AU on BofA card: $15k} {Sams MC $2.4k} {US Bank Cash+ $7.2k} {BofA Business Cash Rewards $5.5k} {Citi DC $8.1k} {Uber Visa $3.6k} {USAA Cash Preferred $2k} {NFCU somethin card $3.9k} {Alliant CU somethin card $7,500} {Lowe's MC $3.0k}
Message 3 of 7
darkpearl
Regular Contributor

Re: Double Cash CLI 15k

I used to use the 5% categories but they don't have any I use anymore (restaurants? hotels? bill pay? miss those). Same with the 2% categories, I liked the drugstore one and that one's gone. More importantly, someone frauded my card in the summer and they still haven't resolved it. It's a measly $70 and any other card would have made it disappear for good customer kudos. Based on this terrible CS experience I am choosing to close the card once the fraud case is resolved. It's my only Visa (and Sig) so I needed a card to replace it. Once I saw the Uber card, I knew it would be a good fit for me, and it was a Visa so that pretty much chopped the Cash+. I also hate the Cash+ website, is it from the 90s? Very impressed with the Uber website so far in that it posts the points directly with the transactions so you know you got the right percent. 




Message 4 of 7
GlennTheAgent777
Regular Contributor

Re: Double Cash CLI 15k

I just got my Cash+, my roommate is able to use his on dining so I'm assuming there's at least some usability as far as the categories available. 5% back on dining is better than 4% though! I guess I'm just wondering why you'd close it instead of just throw it in the sock drawer and let it pad your AAoA or have it just in case some better 5% categories open up for you in the future. The card has no AF so it's not hurting ya or anything. You never know when you might see something you wanna buy and use the Cash+ to maybe get 5% back. Future has lots of possibilities! I think you can use it for 5% back on gas and Walmart sometimes but I'm not sure. Not a lot of 5% cards out there.

{Cap1 Quicksilver: $850} {Discover It: $2.2k} {Amex BCE: 20k} {Wells Fargo Cash Wise: $6k} {Sam's Club Credit: $967} {Barclaycard Ring: $750} {Chase Slate: $14.2k} {Wal-Mart MC: $7.9k} {Chase Amazon: $1.3k} {Target RedCard: $800} {AU on BofA card: $15k} {Sams MC $2.4k} {US Bank Cash+ $7.2k} {BofA Business Cash Rewards $5.5k} {Citi DC $8.1k} {Uber Visa $3.6k} {USAA Cash Preferred $2k} {NFCU somethin card $3.9k} {Alliant CU somethin card $7,500} {Lowe's MC $3.0k}
Message 5 of 7
iamdetermined
Frequent Contributor

Re: Double Cash CLI 15k

Nice!! Congrats darkpearl!
**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Macy's $20K || Amex Cash Magnet $10K || CO QuickSilver $8750 || PayPal MC $6K || Amex ED $5500 || USAA Pref. Cash Rewards $2.5K || HHFCU Plat. CC $2K || Victoria's Secret $3500 || Discover IT CB $3100 || Zales $2500 *TOTAL* $112,850.00

NLOC $6K
US Alliance Sig. LOC $2K

OVERALL: $120,850.00

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713

Student Loans: ALOT!!
Message 6 of 7
darkpearl
Regular Contributor

Re: Double Cash CLI 15k

You have to choose your categories in advance so it would have to be a purchase planned 3+ months in advance. I'm really annoyed with the CS experience and if I SD it, and someone frauds it again, I am not waiting another year for them to clear the charges. 




Message 7 of 7
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