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Ducks Unlimited Approval (Keep 'Em Rolling)

Established Contributor

Ducks Unlimited Approval (Keep 'Em Rolling)

In previous thread, I was approved for 3rd Navy FCU Platinum ($7,900 SL) and Apple Card ($5,500 SL).  I was also denied SP CLI on other 2 BNave cards due to "maximum allowed" at $25K each.  So I decided to keep the train rolling.  I app'd to Ducks Unlimited and approved for $3,500 SL.  Total CC SL this week is $16,900.


History:  I took out a personal loan at 5% to pay down some CC debt.  I bought a new car last week as well.  I have 3 new accounts (NFCU,  New Car and P/L) within one week.  I paid off NFCU so they reported 0 Balance but the other 3 accounts have not reported yet.  This morning myFico alerted me that my EX went up 10 points to 705 (F08).  So I took the chance and I doing a happy dance.  I have no INQ on EX.

F'08 DEC19: EQ709, EX697, TU720; Clean since BK7 D/C 6/2011
Message 1 of 6
Super Contributor

Re: Ducks Unlimited Approval (Keep 'Em Rolling)

Congratulations on your approval!

Message 2 of 6
Established Contributor

Re: Ducks Unlimited Approval (Keep 'Em Rolling)


My credit card journey started 3/2018

Summit Speed Card/Sync Car Care - $10000 CL
Discover It - $6500 CL - 5% rotating
AMEX BCP - $25000 CL - 6% groceries
BBVA Clear Points Rewards - $15300 SL - 3% utilities
PayPal Mastercard - $10000 CL - 2% General
PNC Cash Rewards - $8000 CL- 4% gas 3% restaurants
BB&T Spectrum Cash Rewards VS - $6500 SL - 3% gas
Cap 1 Quicksilver - $1600 CL(DW’s card) - 1.5%
Credit One Platinum - $1500 (DW’s starter card) - 1%
AMEX Cash Magnet - $2000 SL (DW’s) 5% general (6 mos)
BBVA Clear Points (DW’s) $10,000 SL - 3% retail
NFCU More Rewards - $3000 SL (DW’s) 3% Restaurants
AOD Signature VISA - $5000 SL - 3% errthang! Smiley Wink
Total CL - $104300

Cash Back and SUBs earned as of 6/1/20 - $2752.01

In the garden lettin’ ‘em grow!

CU Memberships

FICO 8 Scores as of 7/12/20
754 Experian, 763 TransUnion, 758 Equifax , FICO 9 Experian 770

Goal cards:
Message 3 of 6
Mega Contributor

Re: Ducks Unlimited Approval (Keep 'Em Rolling)

Congrats & Happy Holidays!

"It's true hard work never killed anybody, but I figure, why take the chance?"
Message 4 of 6
Senior Contributor

Re: Ducks Unlimited Approval (Keep 'Em Rolling)

Congrats on your Ducks Unlimited approval! Enjoy that 5% Cashback! Smiley Very Happy

Message 5 of 6
Valued Contributor

Re: Ducks Unlimited Approval (Keep 'Em Rolling)

Nice! Congratulations!
July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS. $700
Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

All cards opened between Oct 2018. - March 2020

Message 6 of 6
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