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Ducks Unlimited Approval

Auto Loans for ANY Credit Situation. Immediate Response.
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Valued Member

Ducks Unlimited Approval

Read online that FNBO was inquiry/account sensitive, so here are some datapoints. 


No past history with FNBO


Pulled EX (749 FICO last reported) as expected and left other CBs frozen. 


Inquires/Hard Pulls: (EX Only)

2 inquries in last 6 months 

6 inquries in last 12 months

9 inquries in last 24 months


Overall New Revolving Accounts:

3 in last 6 months

5 in last 12 months


Instant approval for $14,000 (Some people reporting not seeing SL on approval page?)






Message 1 of 22
Valued Contributor

Re: Ducks Unlimited Approval

Congrats on your approval and awesome SL!  Thanks for providing your dp's!

UNpopular opinions have served me well and will offer that which has worked for me.
Message 2 of 22
Established Contributor

Re: Ducks Unlimited Approval

Congratulations! This card is on my want list. How many new revolving accounts have you opened in those time frames?

Message 3 of 22
Valued Member

Re: Ducks Unlimited Approval

Updated Original Post.


3 in last 6 months

5 in last 12 months

Message 4 of 22
Community Leader
Valued Contributor

Re: Ducks Unlimited Approval

Wow HUGE SL!! Congrats! 

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
Once you go Berner, you never go back.
Message 5 of 22
New Contributor

Re: Ducks Unlimited Approval



And thanks for the detailed DPs.

Message 6 of 22
Established Contributor

Re: Ducks Unlimited Approval

Thanks for the added DPs, JB.

Message 7 of 22
Moderator Emeritus

Re: Ducks Unlimited Approval

jb90 nice approval! FNBO seems to have been conservative with starting CLs in my reading but ... you blew that out of the water. Enjoy your new card and thanks for supporting DU (been a member and they do good work). Smiley Happy

Starting Score: 300
Current Score: 850
Goal Score: 850

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Message 8 of 22

Re: Ducks Unlimited Approval

Welcome to myFico and congrats on the card Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 9 of 22
Senior Contributor

Re: Ducks Unlimited Approval

Congrats!  And thank you for the info Smiley Happy

EQ: 795 | EX: 785 | TU: 783 | Accounts: 2/6 6/12 10/24
Happy practitioner of AZE6or7or8
Message 10 of 22
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