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Ducks Unlimited Approval

Auto Loans for ANY Credit Situation. Immediate Response.
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Super Contributor

Re: Ducks Unlimited Approval

You would do very well to treat that approval and FNBO like Gold.

 

They are an exceptionally great lender with card products that can grow the longer time passes.

 

Guess that same could said for other lenders of course but do a search here in the forums on FNBO and you can draw on some strong results from others who have had favorable results and still do!

 

CONGRATULATIONS!

 

 

 

 

Message 11 of 22
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Senior Contributor

Re: Ducks Unlimited Approval

This is the card that's super good on Fuel purchases, right?  Man, I'd love to have this one....congrats to you!  It's not offered in our state, sad.  Happy x2 for you though! 

"MY TAKE HOME PAY WON'T TAKE ME HOME"
Message 12 of 22
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Moderator

Re: Ducks Unlimited Approval


@GApeachy wrote:

This is the card that's super good on Fuel purchases, right?  Man, I'd love to have this one....congrats to you!  It's not offered in our state, sad.  Happy x2 for you though! 


Yes and its available countrywide just put in a state thats in their geo footprint with all your other correct info on the app and they will correct it on their end.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 13 of 22
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Senior Contributor

Re: Ducks Unlimited Approval


@gdale6 wrote:

@GApeachy wrote:

This is the card that's super good on Fuel purchases, right?  Man, I'd love to have this one....congrats to you!  It's not offered in our state, sad.  Happy x2 for you though! 


Yes and its available countrywide just put in a state thats in their geo footprint with all your other correct info on the app and they will correct it on their end.



Is it an instant approval or that "7-10" message sometimes?  I really want this one.

"MY TAKE HOME PAY WON'T TAKE ME HOME"
Message 14 of 22
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Senior Contributor

Re: Ducks Unlimited Approval


@gdale6 wrote:

 

To @gdale6   I guess what I'm asking is is it always an instant approval or do you have to wait.....


"MY TAKE HOME PAY WON'T TAKE ME HOME"
Message 15 of 22
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Valued Member

Re: Ducks Unlimited Approval


@GApeachy wrote:

@gdale6 wrote:

 

To @gdale6   I guess what I'm asking is is it always an instant approval or do you have to wait.....



They have no branches in my state and I have no history with them, yet I still got instant approval. From what I have read, sometimes they will do manual underwriting similar to USB. 

Message 16 of 22
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Moderator

Re: Ducks Unlimited Approval


@GApeachy wrote:

@gdale6 wrote:

 

To @gdale6   I guess what I'm asking is is it always an instant approval or do you have to wait.....



No its not always an instant approval. My apps have always been reviewed before approval but the wait has been short, less than 48 hours if app early in the week. Not much gets done over the weekend in underwriting with FNBO like it does with others.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 17 of 22
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Frequent Contributor

Re: Ducks Unlimited Approval

Congrats OP! This is a goal card of mine, I'm probably a year+ away from trying my luck applying for it though!

    Combined Loan Balances: $39k / $76k
    Combined CL: $26.9k (Util. varies between 15-40% each month)

Fico 8 Scores:
12/2018:
09/2019:
12mo Inquiries:
7 derog. (all settled 1/2019)     |     AoOA: 10.5yr     |     AAoA: 5.4yr     |     4/24 until 4/2021
Message 18 of 22
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Senior Contributor

Re: Ducks Unlimited Approval

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 19 of 22
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New Contributor

Re: Ducks Unlimited Approval

Thanks for the DP's! Congrats on the great limit.




Message 20 of 22
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