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Ducks Unlimited Approved

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Frequent Contributor

Re: Ducks Unlimited Approved

“YMMV” ...This not only applies to applications and approvals, it also applies to what someone feels is the best fit for them, the reasoning is specific to the person. If reducing the limit is what the holder of the credit obligation feels is best for them, I applaud the self awareness :-)
Present Day...Equifax: 767, TransUnion: 789, Experian: 753
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
PenFed CLOC: $500
Message 11 of 16
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Senior Contributor

Re: Ducks Unlimited Approved

Congrats on your new Ducks Unlimited card! Enjoy the sweet 5% CB!

Currently: Gardening since 04/2020




Message 12 of 16
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Regular Contributor

Re: Ducks Unlimited Approved

Congrats - I would love to get this card one day.

 

 

On the reduction of your initial granted SL, you are the best to know your comfort level of course.

WIth that said, given the number of your cards,  there maybe another approach on keeping your overall exposure under your specified dollar amount. 

 

For instance, you have both the Amazon Prime Visa ($3,000) and the Amazon Prime Store card ($1,000).  While the former is Chase and the later is back by Synchrony, these two cards offer basically the same 5% on Amazon spend.    If you were to close one of these, say the Store card, then you would be able gain this $1,000 back onto your new DU.   Just my thoughts. 

 

 

Message 13 of 16
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Frequent Contributor

Re: Ducks Unlimited Approved

Congrats on your approval!!


Message 14 of 16
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Regular Contributor

Re: Ducks Unlimited Approved

Congrats!


PERSONAL

BUSINESS
Message 15 of 16
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Valued Contributor

Re: Ducks Unlimited Approved

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 16 of 16
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