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Ducks unlimited APPROVAL $15k w/7 inq Experian!

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Mega Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Lucky Duck!

Message 11 of 24
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Established Member

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Congrats
12/2019
Ex: 755
TU: 698
Capital One QS-5k, Savor-3k, Walmart-1k
Discover It-6.5k
Amex BCE-1k
GS Apple-1k
Chase Marriot-5k
Message 12 of 24
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Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Congrats on your approval! Nice SL!

Message 13 of 24
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Senior Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 14 of 24
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Regular Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Congrads!  I too just got a $15K instant approval after being DENIED back in June.  I was mortified as my scores are 800+ across the board with only 2 inquiries in 12 months.  They previously said I had "too many inquiries" at 2 and now approved me with 3+ Pull=EXP.  Not looking a gift horse in the mouth! QUACK! QUACK!  


PERSONAL

BUSINESS
Message 15 of 24
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Super Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!


@HistoryDetective wrote:

Congrads!  I too just got a $15K instant approval after being DENIED back in June.  I was mortified as my scores are 800+ across the board with only 2 inquiries in 12 months.  They previously said I had "too many inquiries" at 2 and now approved me with 3+ Pull=EXP.  Not looking a gift horse in the mouth! QUACK! QUACK!  


Congratulations on your approval!

Message 16 of 24
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Frequent Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Congrats!
Message 17 of 24
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Mega Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!


@HistoryDetective wrote:

Congrads!  I too just got a $15K instant approval after being DENIED back in June.  I was mortified as my scores are 800+ across the board with only 2 inquiries in 12 months.  They previously said I had "too many inquiries" at 2 and now approved me with 3+ Pull=EXP.  Not looking a gift horse in the mouth! QUACK! QUACK!  


" I was mortified as my scores are 800+ across the board with only 2 inquiries in 12 months. They previously said I had "too many inquiries" at 2 and now approved me with 3+ "

 

I have seen this a couple of times. I guess it's roll the dice and see which person in UW reviews itSmiley Very Happy

Message 18 of 24
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Senior Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!


@Ktspicks wrote:
🦆🦆🦆 $15,000 instant!

Woo hoo! This is the last card I wanted to add to my profile! 5% back on gas when I commute 2 hours a day!

I was a bit worried about my inquiries since I have 7 on experian (thought it was lower) my scores are 782/782/775, 8% util, many new accounts at or less than a year old, income $155k w/ authorized user holding similar profile on application as well (hubby) no delinquency or lates either profile. So it turns out inquiries don’t matter much if the rest of your profile is robust 🎉

I’m also in Washington state so as others have mentioned it is possible with this particular card to get in outside of their geo boundaries for other cards.


Quackers that's a whole lotta bird feathers!  Did you do it today, Saturday or on Friday...what day? what day? hahaha, time of day too...need to find the Golden shift.Smiley Very Happy  Congrats to you and Hubby!!!! Sweet dp's no doubt.

"My Take Home Pay Won't Take Me Home"
Scores updated 5/26/20: Exp 734, TU 751, EQ 744
Message 19 of 24
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Frequent Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Congrats 🎉🎈🎊🥳🎁

Quack Quack Quack no penguin 🐧 😆

🦇🦇🦇🥊💥🥊💥🥊💥✅✅✅


2018 Dec Starting Score: 700
Current Score: 768
Achieved Goal Score 2020: 800


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Message 20 of 24
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