I don't usually initiate posts in the Approvals section - but I wanted to post this one is for all my LOL/24 peeps out there to give them hope! 
At the advice of @coldfusion , I decided to app for the ELAN MCP Card (Valley Bank version) yesterday (story here)
After 10 months of no apps (well no successful apps, yeah, I am talking to you again Citi! 
)
I was instantly approved for $21,500!
My stats are as follows prior to the app:
TU F09: 800 (USB pulls TU/F09 for me)
1% UTIL
0/6, 2/12, 13/24 on New Accounts (2 NEW accounts are from February 2021)
AAoA: 2-years 6-months
0/6, 1/12, 5/24 on INQs on TU
NO Derogs, No Late Payments.
I noticed since the app, Credit Karma is showing a 4-point drop. Heck Experian does that and more for laughs, so I can live with that 
So for all you LOL/24 peeps out there, and I know there's a lot, don't give up. There's hope yet!
Congratulations! I would've been almost sure you would get approved just because you were 2/12 which is under 3/12 the upper limit for getting approved for this card. Maybe some day I'll make it to 10 months no apps. lol
@Beast26 wrote:Congratulations! I would've been almost sure you would get approved just because you were 2/12 which is under 3/12 the upper limit for getting approved for this card. Maybe some day I'll make it to 10 months no apps. lol
Yeah, I would have to agree with @Beast26 . I don't think your approval is that odd at all. I mean you are almost 10 months removed from your last new account.
Congrats on a nice approval
Congrats! We have these MCPs on regular rotation for most of the categories, they are in "set it and forget mode".
