ELAN MAX CASH PREFERRED **APPROVED** (DPs)

[M_Smart007]

@Wavester64,

Congratulations .. Nice card, Nice Approval! 🎅🎄☃️

Thank for all the DP's

[sugarcreek67]

Congrats on your approval

[coldfusion]

Given all of the data points gathered and with where you're at right now, apping for the Cash+ might have been a bit risky but your status was clearly in the range that USB has been comfortable with extending approvals.   In a few months things will have settled and aged out enough that if you have successfully gardened you'll be in a much better position to target the Cash+, or even another Max Cash issued by a different bank if that is your preference.

Congratulations on scoring an excellent approval!

[NoMoreE46]

All right all right auu rye

[Total80sKid]

Congrats on your Elan Max approval 👍🏼

[gdale6]

Sweet, grats on your Elan Max Cash approval

[ChargedUp]

Congrats on an awesome Elan approval!!!

[Bladematthewslp]

Congrats on the approval! What was your relationship with the bank that you got the Elan card through like before you applied? Did you have a personal checking account with them or was this a cold application without even being a member with the bank first?

[Wavester64]

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@coldfusion wrote:

Given all of the data points gathered and with where you're at right now, apping for the Cash+ might have been a bit risky but your status was clearly in the range that USB has been comfortable with extending approvals.   In a few months things will have settled and aged out enough that if you have successfully gardened you'll be in a much better position to target the Cash+, or even another Max Cash issued by a different bank if that is your preference.

Congratulations on scoring an excellent approval!

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Besides going thru all the posts in that closed ELAN thread, is there a way to find out what banks in a given state provide Elan Financial MCP cards? I guess the smart play would be to eventually try for another card in my own state like Valley, unless it doesn't matter.

[Wavester64]

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@Bladematthewslp wrote:

Congrats on the approval! What was your relationship with the bank that you got the Elan card through like before you applied? Did you have a personal checking account with them or was this a cold application without even being a member with the bank first?

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I had a relationship with them in the 90s, but I am 100% sure that had nothing to do with it.

So to answer your question: Yes, it was cold application without even being a member with

the bank first. I only picked Valley because by me, as the saying goes "you can't swing a dead
cat" without hitting a Valley bank. And I thought if there should ever be an issue, I could just go the bank.