ETFCU CLI 7500 -> 15k

[SouthJamaica]

Evansville Teachers Federal Credit Union is a pleasant credit union to deal with. Personal, attentive customer service. Easy to join. No hard pull for membership. Excellent credit card rates. Pulls TU for credit card applications.

9 months after opening my platinum card, I requested a CLI from 7500 to 15k. No problem. Approved within 5 days. No documents requested.

Data points: my TU FICO 8 was 783; I had plenty of new accounts. Although I have a goodly amount of recent inquiries, I did not have many on TU. My starting limit of 7500 was all that I had requested at the time.

[Anonymous]

Congrats! on doubling your CL, and before the 1st year is up. Very nice.

Did they do a TU HP?

[CreditCuriosity]

Wish i would of kept my membership open with them to get a CC in future with them had it for about a year a few years back then closed it about a year back and dont want to take another hit on Chexs since everyone is so emo about inquiries on chex's recently to possibly get it re-opened...

Grats on the CLI SJC

[SouthJamaica]

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@Anonymous wrote:

Congrats! on doubling your CL, and before the 1st year is up. Very nice.

Did they do a TU HP?

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Yes they did.

[SouthJamaica]

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@CreditCuriosity wrote:

Wish i would of kept my membership open with them to get a CC in future with them had it for about a year a few years back then closed it about a year back and dont want to take another hit on Chexs since everyone is so emo about inquiries on chex's recently to possibly get it re-opened...

Grats on the CLI SJC

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Yeah, that Chex inquiry thing is so strange. Why on earth should one be penalized for diversifying one's banking relationships?

[Remedios]

@SouthJamaica   Congrats on the increase! 

[M_Smart007]

A Huge Congrats!!!

[credit_endurance]

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@SouthJamaica wrote:

Evansville Teachers Federal Credit Union is a pleasant credit union to deal with. Personal, attentive customer service. Easy to join. No hard pull for membership. Excellent credit card rates. Pulls TU for credit card applications.

9 months after opening my platinum card, I requested a CLI from 7500 to 15k. No problem. Approved within 5 days. No documents requested.

Data points: my TU FICO 8 was 783; I had plenty of new accounts. Although I have a goodly amount of recent inquiries, I did not have many on TU. My starting limit of 7500 was all that I had requested at the time.

Congrats SJ on the nice increase!  I had started another thread about this credit union in another section and hppen to come across this one during some reserach. Question for you:

How long after membership with them did you actually apply for the credit products? If you can recall, did you have many recent accounts/inquiries at the time of approval?  Did they ask for POI?

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[M_Smart007]

Congrats SJ     .. sounds easier than a Chase CLI

sorry double grats, not paying attention

[SouthJamaica]

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@credit_endurance wrote:

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@SouthJamaica wrote:

Evansville Teachers Federal Credit Union is a pleasant credit union to deal with. Personal, attentive customer service. Easy to join. No hard pull for membership. Excellent credit card rates. Pulls TU for credit card applications.

9 months after opening my platinum card, I requested a CLI from 7500 to 15k. No problem. Approved within 5 days. No documents requested.

Data points: my TU FICO 8 was 783; I had plenty of new accounts. Although I have a goodly amount of recent inquiries, I did not have many on TU. My starting limit of 7500 was all that I had requested at the time.

Congrats SJ on the nice increase!  I had started another thread about this credit union in another section and hppen to come across this one during some reserach. Question for you:

How long after membership with them did you actually apply for the credit products? If you can recall, did you have many recent accounts/inquiries at the time of approval?  Did they ask for POI?

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Thanks.

It was very shortly after I had joined.

I probably had around 4 or 5 TU inquiries during preceding 12 months.