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ETFCU CLI 7500 -> 15k

SouthJamaica
Super Contributor

ETFCU CLI 7500 -> 15k

Evansville Teachers Federal Credit Union is a pleasant credit union to deal with. Personal, attentive customer service. Easy to join. No hard pull for membership. Excellent credit card rates. Pulls TU for credit card applications.

 

9 months after opening my platinum card, I requested a CLI from 7500 to 15k. No problem. Approved within 5 days. No documents requested.

 

Data points: my TU FICO 8 was 783; I had plenty of new accounts. Although I have a goodly amount of recent inquiries, I did not have many on TU. My starting limit of 7500 was all that I had requested at the time.

 

 

 

 


Total revolving limits 677500 (584500 reporting) FICO 8: EQ 758 TU 777 EX 749

Message 1 of 10
9 REPLIES 9
James_A
Senior Contributor

Re: ETFCU CLI 7500 -> 15k

Congrats! on doubling your CL, and before the 1st year is up. Very nice.

Did they do a TU HP?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


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Message 2 of 10
CreditCuriosity
Moderator

Re: ETFCU CLI 7500 -> 15k

Wish i would of kept my membership open with them to get a CC in future with them had it for about a year a few years back then closed it about a year back and dont want to take another hit on Chexs since everyone is so emo about inquiries on chex's recently to possibly get it re-opened...

 

Grats on the CLI SJC

Message 3 of 10
SouthJamaica
Super Contributor

Re: ETFCU CLI 7500 -> 15k


@James_A wrote:

Congrats! on doubling your CL, and before the 1st year is up. Very nice.

Did they do a TU HP?


Yes they did.

 

 


Total revolving limits 677500 (584500 reporting) FICO 8: EQ 758 TU 777 EX 749

Message 4 of 10
SouthJamaica
Super Contributor

Re: ETFCU CLI 7500 -> 15k


@CreditCuriosity wrote:

Wish i would of kept my membership open with them to get a CC in future with them had it for about a year a few years back then closed it about a year back and dont want to take another hit on Chexs since everyone is so emo about inquiries on chex's recently to possibly get it re-opened...

 

Grats on the CLI SJC


Yeah, that Chex inquiry thing is so strange. Why on earth should one be penalized for diversifying one's banking relationships?


Total revolving limits 677500 (584500 reporting) FICO 8: EQ 758 TU 777 EX 749

Message 5 of 10
Remedios
Moderator

Re: ETFCU CLI 7500 -> 15k

@SouthJamaica   Congrats on the increase! 

Message 6 of 10
M_Smart007
Epic Contributor

Re: ETFCU CLI 7500 -> 15k

A Huge Congrats!!!

Message 7 of 10
credit_endurance
Valued Contributor

Re: ETFCU CLI 7500 -> 15k


@SouthJamaica wrote:

Evansville Teachers Federal Credit Union is a pleasant credit union to deal with. Personal, attentive customer service. Easy to join. No hard pull for membership. Excellent credit card rates. Pulls TU for credit card applications.

 

9 months after opening my platinum card, I requested a CLI from 7500 to 15k. No problem. Approved within 5 days. No documents requested.

 

Data points: my TU FICO 8 was 783; I had plenty of new accounts. Although I have a goodly amount of recent inquiries, I did not have many on TU. My starting limit of 7500 was all that I had requested at the time.

 

Congrats SJ on the nice increase!  I had started another thread about this credit union in another section and hppen to come across this one during some reserach. Question for you:

 

How long after membership with them did you actually apply for the credit products? If you can recall, did you have many recent accounts/inquiries at the time of approval?  Did they ask for POI?

 

 

 

 


 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores AUG 2021 (TU 770) (EQ 775) (EXP 762)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Garden Party Until July 2022….Chase 4/24
Message 8 of 10
M_Smart007
Epic Contributor

Re: ETFCU CLI 7500 -> 15k

 

Congrats SJSmiley Happy     .. sounds easier than a Chase CLISmiley LOLSmiley SurprisedSmiley TongueSmiley Indifferent

 

sorry double grats, not paying attentionSmiley Indifferent

 

Message 9 of 10
SouthJamaica
Super Contributor

Re: ETFCU CLI 7500 -> 15k


@credit_endurance wrote:

@SouthJamaica wrote:

Evansville Teachers Federal Credit Union is a pleasant credit union to deal with. Personal, attentive customer service. Easy to join. No hard pull for membership. Excellent credit card rates. Pulls TU for credit card applications.

 

9 months after opening my platinum card, I requested a CLI from 7500 to 15k. No problem. Approved within 5 days. No documents requested.

 

Data points: my TU FICO 8 was 783; I had plenty of new accounts. Although I have a goodly amount of recent inquiries, I did not have many on TU. My starting limit of 7500 was all that I had requested at the time.

 

Congrats SJ on the nice increase!  I had started another thread about this credit union in another section and hppen to come across this one during some reserach. Question for you:

 

How long after membership with them did you actually apply for the credit products? If you can recall, did you have many recent accounts/inquiries at the time of approval?  Did they ask for POI?

 

 

 

 


 


Thanks.

It was very shortly after I had joined.

I probably had around 4 or 5 TU inquiries during preceding 12 months.


Total revolving limits 677500 (584500 reporting) FICO 8: EQ 758 TU 777 EX 749

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