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Ebates Visa Approval then CLI after :)

SublimeDavid
Frequent Contributor

Ebates Visa Approval then CLI after :)

Applied for this card late June and got an embarrasingly low limit of 800$ (didnt sound right considering all my other limits).  Called in today and talked to credit solutions and talked got a nice rep who asked all the usual questions.  Boom! approved from 800$ to 10k! Woohoo Happy haha, might have left some money on the table wondering if I should call back later to see if I can up it some more as I asked for 10k and got it, this card will definitely come in handy for all my online shopping with baby on the way in a few days Smiley Very Happy Thoughts? Smiley Happy

F08 | EXP 770 | TU 807 | EQ 761 | 1% Utl | 3/23/19 Goal: 760+ Across the board | AMEX Platinum NPSL (30k Pay Later) | AMEX Gold NPSL (30k Pay Later) | PenFed Platinum Rewards VS 50k | DiscoverIT 44k | Cap One QS VS 26.5k | Chase Sapphire Reserve VS 25k | AMEX Blue Cash Preferred 25k | NFCU Flagship Rewards 25k | NFCU GoRewards VS 25k | Ebates 25k | PenFed PLOC 25k | Credit Union of Colorado 18.5k | Citi Double Cash WEMC 18.3k | Chase Freedom VS 18k | Alliant VS 15k | Bank of America Premium Rewards VS 15k | Bank of America Cash Rewards VS 12.9k | NASA FCU 11.9K | Citi Rewards + 8.5k | US Bank Cash+ VS 7.5k | Barclays Arrival + WEMC 7.5k | Chase IHG 7.5k | Chase Amazon VS 5k | Paypal Credit 4.5k | AAoA 5.8yr
Message 1 of 13
12 REPLIES 12
Mia25
Senior Contributor

Re: Ebates Visa Approval then CLI after :)

That's a very nice CLI, congrats !!!

Message 2 of 13
SublimeDavid
Frequent Contributor

Re: Ebates Visa Approval then CLI after :)

appreciate it! I was totally expecting a counter offer from them I should have maybe shot for the moon I was very polite to him as im sure they go thru alot over the phone with different people.  Any thoughts when I should call and ask for another cli? and if so how much should I shoot for this time?

F08 | EXP 770 | TU 807 | EQ 761 | 1% Utl | 3/23/19 Goal: 760+ Across the board | AMEX Platinum NPSL (30k Pay Later) | AMEX Gold NPSL (30k Pay Later) | PenFed Platinum Rewards VS 50k | DiscoverIT 44k | Cap One QS VS 26.5k | Chase Sapphire Reserve VS 25k | AMEX Blue Cash Preferred 25k | NFCU Flagship Rewards 25k | NFCU GoRewards VS 25k | Ebates 25k | PenFed PLOC 25k | Credit Union of Colorado 18.5k | Citi Double Cash WEMC 18.3k | Chase Freedom VS 18k | Alliant VS 15k | Bank of America Premium Rewards VS 15k | Bank of America Cash Rewards VS 12.9k | NASA FCU 11.9K | Citi Rewards + 8.5k | US Bank Cash+ VS 7.5k | Barclays Arrival + WEMC 7.5k | Chase IHG 7.5k | Chase Amazon VS 5k | Paypal Credit 4.5k | AAoA 5.8yr
Message 3 of 13
CreditMagic7
Super Contributor

Re: Ebates Visa Approval then CLI after :)

Big Congratulations! on that Ebates Visa result Smiley Wink

 

Enjoy! and Happy Shopping.

Message 4 of 13
CountryLivin
Valued Contributor

Re: Ebates Visa Approval then CLI after :)

Congratulations! Awesome limit!!! If it were me, I would wait about 6 months.....I wouldn't want to look greedy or desperate.

Message 5 of 13
greent
Frequent Contributor

Re: Ebates Visa Approval then CLI after :)

Congratulations!

Message 6 of 13
RonM21
Valued Contributor

Re: Ebates Visa Approval then CLI after :)

Nice job!!
                

Total CL: $314.7kUTL: 2%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | DISC-40.6k | PENFED-38.4k | AMEX-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

Message 7 of 13
Vegas4Play
Valued Contributor

Re: Ebates Visa Approval then CLI after :)

Congrats to you!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 8 of 13
Super_AL
Valued Contributor

Re: Ebates Visa Approval then CLI after :)

Congratulations On Your Approval....Thanks For Sharing..Smiley HappySmiley Wink

Smiley Happy (BANK OF AMERiCA CA$H REWARD$ ViSA SiGNATURE) (CHASE AMAZON ViSA SiGNATURE) (CAPiTAL ONE QUiCKSiLVER ViSA SiGNATURE) (CiTi DOUBLE CA$H WORLD MASTERCARD) (BARCLAYCARD UPROMiSE WORLD MASTERCARD) (SYNCHRONY MARVEL MASTERCARD) (AMERiCAN EXPRESS BLUE CA$H EVERYDAY) (DiSCOVER iT NHL)
Message 9 of 13
pizza1
Community Leader
Super Contributor

Re: Ebates Visa Approval then CLI after :)

Congrats to you! You could call back in a few weeks and ask for $25k, they will counter back your real approval amount. Smiley Happy

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 10 of 13
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