Ok... So I *finally* got a request CLI on BoA, so I defrosted TU to see if they were ready for me to push a little higher. (Not that I need it, but hey! It's a SP... SP CLI's are always a good thing!) Got a 7-10 day message so I'm assuming they're going to send a letter saying "Enough is enough!"
Well... While I had TU still defrosted (and my new NASA FCU Visa still not on the reports.) I decided "What the heck!" I went over to an Elan bank page and went for the Max Cash that I've had my eye on...
TOS prevents me from repeating the words that came from my mouth!
This is my highest SL so far... And technically from US Bank of all places! TU-08 = 784, AZE2, 4 INQ's (Elan included), $754/$246K CC balances reporting, AAoA 4Y/1M
I'm done... Seriously! lock me in the garden until 2023!
Whew.....that's massive. Congrats on the impulse approval! 
Good luck with the BoA CLI....not sure how you could get any higher.....lol. Let us know how it goes!
On Deck: New Truck Oct. '23
@Taurus22 wrote:Whew.....that's massive. Congrats on the impulse approval!
Good luck with the BoA CLI....not sure how you could get any higher.....lol. Let us know how it goes!
LOL Will do! I know BoA goes up to $99.9K, but my current CL is almost exactly half of my reported income. It very well could be one of their internal cut-offs for exposure.
Congratulations on your Elan Max Cash approval!
The BofA 7-10 day message isn't an instant denial. They just need to look a few things over.
Congrats! That's an impressive SL and it's a MasterCard version as well!
Well done!
Did you have any prior relationship or other accounts with Banc of California?
