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Elan Max Cash MasterCard WOWWW!!!!

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ChargedUp
Senior Contributor

Elan Max Cash MasterCard WOWWW!!!!

Ok... So I *finally* got a request CLI on BoA, so I defrosted TU to see if they were ready for me to push a little higher. (Not that I need it, but hey! It's a SP... SP CLI's are always a good thing!) Got a 7-10 day message so I'm assuming they're going to send a letter saying "Enough is enough!"

 

Well... While I had TU still defrosted (and my new NASA FCU Visa still not on the reports.) I decided "What the heck!" I went over to an Elan bank page and went for the Max Cash that I've had my eye on...

 

TOS prevents me from repeating the words that came from my mouth!

 

Max Cash 25K.png

 

This is my highest SL so far... And technically from US Bank of all places! TU-08 = 784, AZE2, 4 INQ's (Elan included), $754/$246K CC balances reporting, AAoA 4Y/1M

 

I'm done... Seriously! lock me in the garden until 2023!

Message 1 of 33
32 REPLIES 32
M_Smart007
Legendary Contributor

Re: Elan Max Cash MasterCard WOWWW!!!!

@ChargedUp, Congratulations on a nice approval!

Message 2 of 33
Jnbmom
Credit Mentor

Re: Elan Max Cash MasterCard WOWWW!!!!

@ChargedUp 

 

Wow very very nice limit congrats 😊

EXP 780 EQ 791TU 795
Message 3 of 33
Elpadrino1
Valued Contributor

Re: Elan Max Cash MasterCard WOWWW!!!!

Congratulations on your approval!! 

Message 4 of 33
Taurus22
Valued Contributor

Re: Elan Max Cash MasterCard WOWWW!!!!

Whew.....that's massive.  Congrats on the impulse approval! Smiley Wink

 

Good luck with the BoA CLI....not sure how you could get any higher.....lol.  Let us know how it goes!

My Wallet
Sock Drawered

On Deck: No Plans Currently
Message 5 of 33
ChargedUp
Senior Contributor

Re: Elan Max Cash MasterCard WOWWW!!!!


@Taurus22 wrote:

Whew.....that's massive.  Congrats on the impulse approval! Smiley Wink

 

Good luck with the BoA CLI....not sure how you could get any higher.....lol.  Let us know how it goes!


LOL Will do! I know BoA goes up to $99.9K, but my current CL is almost exactly half of my reported income. It very well could be one of their internal cut-offs for exposure.

Message 6 of 33
CreditAggie
Community Leader
Super Contributor

Re: Elan Max Cash MasterCard WOWWW!!!!

Congratulations on your Elan Max Cash approval!

 

The BofA 7-10 day message isn't an instant denial. They just need to look a few things over. 

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 33
JNA1
Valued Contributor

Re: Elan Max Cash MasterCard WOWWW!!!!

Congrats! That's an impressive SL and it's a MasterCard version as well! 
Well done! 

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Message 8 of 33
JNA1
Valued Contributor

Re: Elan Max Cash MasterCard WOWWW!!!!

Did you have any prior relationship or other accounts with Banc of California? 

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Message 9 of 33
Total80sKid
Senior Contributor

Re: Elan Max Cash MasterCard WOWWW!!!!

Congrats on your Elan Max approval 👍🏼

Message 10 of 33
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