Evansville Teachers FCU Platinum MC

[SouthJamaica]

Approved for Platinum Prime Plus MC,
no balance transfer fees
$7500 SL
They asked for tax returns before approving
If you apply for 10k or more they do a telephone financial statement
They pulled TU where I had a 781 FICO 8; I don't know which score they used
As always, I had substantial new accounts and inquiries
They turned me down a year earlier

[CreditCuriosity]

Use to belong to this CU interesting DP on approval.. What the heck is a telephone financial review anyways?  Isn't w-2's good enough?  They have some good rates or at least they use to; what apr did you get?  Surprised they werent a bit more competitive with the CL they gave you as they use to push their cards on me heavily and at the time they use to pull 04 although not sure of version they pull now

[SouthJamaica]

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@CreditCuriosity wrote:

Use to belong to this CU interesting DP on approval.. What the heck is a telephone financial review anyways?  Isn't w-2's good enough?  They have some good rates or at least they use to; what apr did you get?  Surprised they werent a bit more competitive with the CL they gave you as they use to push their cards on me heavily and at the time they use to pull 04 although not sure of version they pull now

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1. She said the financial statement over the phone would be her asking me more detailed questions about finances.

2. No W2 wouldn't have been good enough.

3. I don't know the APR yet. Just know I have a promotional 1.99% APR. Will update when I find out the regular APR(s).

4. I only requested 7500 so I have no idea how how they would have gone.

[Anonymous]

Congrats on your approval !!!!

[AverageJoesCredit]

Wow SJ, Elliot would be proud

E.T. FCU

[19eighty5]

Congratulations about your approval!

[Anonymous]

You are killing it today😁! 🎊👏🎉

[RonM21]

Congrats on another nice approval SJ & thanks for the data points!