@Taoron wrote:So.. it came time to do my 6 month review on some of my cards and see if I could get CLIs on them. Well, it worked for 3/4 of the cards I have. The one card that I can't get to increase is Discover, but I'm happy to have a card with them and hopefully someday they'll feel the same.
So, below are the CLIs I have received.
Capital One Venture #2 $10,000 -----> $13,000
Baxter Credit Union Cash Back $1,000 ---> $6,000
Barclaycard Rewards Card $4,050 ---> $5,050
that'a $9k in CLIs since the beginning of the month!! Sheesh.
How long have you had your Venture b4 CLI and how much do you send thru it monthly?
@gsully00 wrote:
@Taoron wrote:So.. it came time to do my 6 month review on some of my cards and see if I could get CLIs on them. Well, it worked for 3/4 of the cards I have. The one card that I can't get to increase is Discover, but I'm happy to have a card with them and hopefully someday they'll feel the same.
So, below are the CLIs I have received.
Capital One Venture #2 $10,000 -----> $13,000
Baxter Credit Union Cash Back $1,000 ---> $6,000
Barclaycard Rewards Card $4,050 ---> $5,050
that'a $9k in CLIs since the beginning of the month!! Sheesh.
How long have you had your Venture b4 CLI and how much do you send thru it monthly?
I got my first Venture in May 2015, Limit of $10000. 2nd Venture in July for $10000 and then 3rd Venture in October for $10000.
First opened card got a CLI up to $12k sometime last year, November?
Second (the one that just got CLI) is now at $13k.. and 3rd one is isn't used enough to get a CLI. (They said avg monthly payment too low.)
The payments range from $1000 a month up to $2200. Only the first venture (out of all my capital one cards.. 3 Ventures, 2 Quicksilvers) have a balance. I paid off the 2nd Venture and after that posted, that's when I Req'd a CLI and it was approved. I've put $2000 through the first venture before. I've redeemed awards twice on the first card. I don't think I attempted to get rewards on the other Venture cards.. I didn't want to rack up $3k on each card.. I do not have $9k of expenses in 3 months, that's crazy speak. 
I still want to combine the cards but so far, Capital One isn't letting that happen. (It says none are eligible yet.)
Okay well I tried Synchrony Amazon chat. They said no at my request and he responded with a 7-10 day notice.
No counter offer either. I'm not really surprised though, I don't use any of my Synchrony accounts. They probably don't like that.
@Anonymous wrote:
How did you ask for CLI from Baxter CU?
Well that's the weird part. I applied for a credit increase because I wanted to move a small balance over to pay it off faster. Because my highest limit card (at the time) was 12k, I asked for 12k. I explained what I was doing in the comments area of the application, showed my payment history and that I'd rather transfer the balance away from Capital One to BCU card so I can pay it off faster. (I bought a computer, monitor and camera around Christmas time. Paying those off in $1-2k monthly payments.)
The credit loan request was denied.
The next day, a manager called and left a voice mail on my phone saying he'd like to talk to me regarding my application. I called him back, and he said I had a decent score (694 according to him and the letter I got in the mail) and asked if I was set on the $12k limit and I told him I'd be willing to accept a counter-offer. He said he'd see what he can do and sent my request to UW.
About a day later, I get a congrats email:
Dear <name>,
Congratulations! We are pleased to inform you that your recent application for a BCU Credit Card Limit Increase has been approved and your new limit will be $ 6,000.00.
You’ll receive another email when your limit increase has been processed. If you have any questions, please contact us at <PHONE>. If you worked with a Service Center representative, you may also contact them directly.
Thank you for being a valued member of the Credit Union. We look forward to showing you all the ways We’ve Got Your Back.
Best Regards,
BCU
That was a bit shocking to see, haha. A pleasant shock.