Re: Express Comenity CLI - NO HARD PULL - myFICO® Forums

WomanITGeek · ‎03-19-2023

Tried my luck yesterday asking for a CLI on my Express credit card from Comenity bank knowing it might be a HP. All my CR's are on ice so figured it won't go through if they do try and pull a report. I was granted a $900 CLI bringing my limit to $4700 and no hard pull. I waited 24 hours to see if anything would pop up and no alerts or anything has shown a HP being done.

AMEX Gold: NPSL | Citi Custom Cash: $12,600 | Chase Freedom Unlimited: $9600 | Chase Sapphire Reserve: $19,800 | Express (Comenity) $4700

JoeRockhead · ‎03-19-2023

Nice bump, congratulations on your CLI!

Yasselife · ‎03-19-2023

Congratulations on your CLI! @WomanITGeek

EAT_SLEEP_JEEP · ‎03-19-2023

congrats on the cli

KEEPER EVERYDAY CARDS/AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/AMEX BLUE CASH EVERYDAY $2K SL/ FIDELITY REWARDS VISA $23500 SL/ NFCU FLAGSHIP $38K CL/ NFCU MORE REWARDS $25K SL /SOCKDRAWERED FNBO JEEP CARD $7700/FNBO FORDPASS REWARDS/ $1000WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ INVESTEX CREDIT UNION PLATINUM REWARDS $1500/ PAYPAL CREDIT LINE $1700

jibc1978 · ‎03-19-2023

congrats on the CLI!

PENFED Platinum Rewards Visa Signature® Card | $20,500 | 07/2015

PENFED Pathfinder Visa | $20,000 | 04/2023

Amazon Prime Store Card | $6,000 | 12/2015

Chase Sapphire Preferred | $13,800 | 03/2023

AMEX Marriot Bonvoy Business | $3,000 | 05/2023

AMEX Marriot Bonvoy Brilliant | $4,400 | 05/2023

Credit Health:

fury1995 · ‎03-19-2023

Comenity had been SP line increases for years, then reports started that suddenly folks would experience hard pulls for repeating the same process and that became the new normal. It seems Comenity is likely returning to the old normal.

Congrats

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

cashorcharge · ‎03-19-2023

WooHoo!! Congratulations on your Comenity Approval!!👏🏼🍾🥂

CreditMagic7 · ‎03-19-2023

Congratulations on the Comenity Express Card SP CLI!!

CreditAggie · ‎03-19-2023

Congratulations on your Express CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (September 2023):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

nytokyobred79 · ‎03-20-2023

Congrats on your Express sp cli.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $197,500 | Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $19.5K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $49K
Cap 1 Venture Rewards- SL $10K | CL $ 17.5K
Amex Everyday Preferred- SL $13.1K
Chase Freedom Unlimited: SL $23.4K | CL $26.8K
BoFA Unlimited Cash SL: $20.8K
BoFA Travel Rewards SL: $20.8K
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K