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Express Comenity CLI - NO HARD PULL

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WomanITGeek
Contributor

Express Comenity CLI - NO HARD PULL

Tried my luck yesterday asking for a CLI on my Express credit card from Comenity bank knowing it might be a HP. All my CR's are on ice so figured it won't go through if they do try and pull a report. I was granted a $900 CLI bringing my limit to $4700 and no hard pull. I waited 24 hours to see if anything would pop up and no alerts or anything has shown a HP being done.13B63547-A8FE-4B56-B072-C25F9BDD7DDE.jpeg

 

AMEX Gold: NPSL | Citi Custom Cash: $16,600 | Chase Freedom Unlimited: $15,600 | Chase Sapphire Reserve: $28,800 | Express (Comenity) $5000
Message 1 of 10
9 REPLIES 9
JoeRockhead
Senior Contributor

Re: Express Comenity CLI - NO HARD PULL

Nice bump, congratulations on your CLI!

Message 2 of 10
Yasselife
Valued Contributor

Re: Express Comenity CLI - NO HARD PULL

Congratulations on your CLI! @WomanITGeek 



Goal card:
Message 3 of 10
NoMoreDebt
Senior Contributor

Re: Express Comenity CLI - NO HARD PULL

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $28,900 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ CITI COSTCO ANYWHERE VISA $6000 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL









Message 4 of 10
jibc1978
Frequent Contributor

Re: Express Comenity CLI - NO HARD PULL

congrats on the CLI!

Personal Cards:

Business Cards:

Store Cards:


Credit Health:



Message 5 of 10
fury1995
Valued Contributor

Re: Express Comenity CLI - NO HARD PULL

Comenity had been SP line increases for years, then reports started that suddenly folks would experience hard pulls for repeating the same process and that became the new normal. It seems Comenity is likely returning to the old normal.

 

Congrats

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 6 of 10
cashorcharge
Community Leader
Super Contributor

Re: Express Comenity CLI - NO HARD PULL

WooHoo!! Congratulations on your Comenity Approval!!👏🏼🍾🥂

Message 7 of 10
CreditMagic7
Mega Contributor

Re: Express Comenity CLI - NO HARD PULL

Congratulations on the Comenity Express Card SP CLI!!

Message 8 of 10
CreditAggie
Community Leader
Super Contributor

Re: Express Comenity CLI - NO HARD PULL

Congratulations on your Express CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (October 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 10
nytokyobred79
Valued Contributor

Re: Express Comenity CLI - NO HARD PULL

Congrats on your Express sp cli. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $211, 000 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
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