Express Comenity CLI - NO HARD PULL - myFICO® Forums

WomanITGeek · ‎03-19-2023

Tried my luck yesterday asking for a CLI on my Express credit card from Comenity bank knowing it might be a HP. All my CR's are on ice so figured it won't go through if they do try and pull a report. I was granted a $900 CLI bringing my limit to $4700 and no hard pull. I waited 24 hours to see if anything would pop up and no alerts or anything has shown a HP being done.

AMEX Gold: NPSL | Citi Custom Cash: $12,600 | Chase Freedom Unlimited: $9600 | Chase Sapphire Reserve: $19,800 | Express (Comenity) $4700

JoeRockhead · ‎03-19-2023

Nice bump, congratulations on your CLI!

Yasselife · ‎03-19-2023

Congratulations on your CLI! @WomanITGeek

Porsche_Enthusiast_911 · ‎03-19-2023

congrats on the cli

KEEPER EVERYDAY CARDS
AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $20000 SL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23500 SL/ SOCKDRAWERED FNBO JEEP CARD $7700/ WELLS FARGO ACTIVE CASH $8200/ APPLE CARD $6500

COMING SOON-AMEX CHARLES SCHWAB PLATINUM/ AMEX BLUE CASH EVERYDAY/ NFCU MORE REWARDS/ NFCU FLAGSHIP
FINANCIAL INSTITUTIONS- FIDELITY/ CHARLES SCHWAB/ NFCU/ INVESTEX CREDIT UNION/ CHASE/ WELLS FARGO

jibc1978 · ‎03-19-2023

congrats on the CLI!

PENFED Platinum Rewards Visa Signature® Card | $20,500 | 07/2015

PENFED Pathfinder Visa | $20,000 | 04/2023

Amazon Prime Store Card | $6,000 | 12/2015

Chase Sapphire Preferred | $13,800 | 03/2023

AMEX Marriot Bonvoy Business | $3,000 | 05/2023

AMEX Marriot Bonvoy Brilliant | $4,400 | 05/2023

Credit Health:

fury1995 · ‎03-19-2023

Comenity had been SP line increases for years, then reports started that suddenly folks would experience hard pulls for repeating the same process and that became the new normal. It seems Comenity is likely returning to the old normal.

Congrats

May 15, 2023 FICO 8

May 15, 2023 FICO BankCard 8

May 15, 2023 FICO Auto 8

cashorcharge · ‎03-19-2023

WooHoo!! Congratulations on your Comenity Approval!!👏🏼🍾🥂

CreditMagic7 · ‎03-19-2023

Congratulations on the Comenity Express Card SP CLI!!

CreditAggie · ‎03-19-2023

Congratulations on your Express CLI!

Current Cards (in order of approval):

Current FICO 8 | 9:

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

nytokyobred79 · ‎03-20-2023

Congrats on your Express sp cli.

Rebuild Started in 2019
Total Revolving CL- $186,500 | Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $19.5K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $29K
Cap 1 Venture Rewards- SL $10K | CL $ 16.5K
Amex Everyday Preferred- SL $13.1K
Chase Freedom Unlimited: SL $23.4K | CL $46.8K
BoFA Unlimited Cash SL: $20.8K
BoFA Travel Rewards SL: $20.8K
Inquiries: EX 7 | TU 2 | EQ 1
Fico 8 EX 730, TU 734 EQ 784
AAoA: EX/TU- 3yrs / EQ- 6yrs7m
* I went about 20 years without credit cards bc I had ruined my financial health back in 99 as a junior in college. Never thought a creditor would touch me again but somehow I had the courage to apply for a card in 2019 when I turned 40. Have been more responsible since then.

Express Comenity CLI - NO HARD PULL

Express Comenity CLI - NO HARD PULL

Re: Express Comenity CLI - NO HARD PULL

Re: Express Comenity CLI - NO HARD PULL

Re: Express Comenity CLI - NO HARD PULL

Re: Express Comenity CLI - NO HARD PULL

Re: Express Comenity CLI - NO HARD PULL

Re: Express Comenity CLI - NO HARD PULL

Re: Express Comenity CLI - NO HARD PULL

Re: Express Comenity CLI - NO HARD PULL

Re: Express Comenity CLI - NO HARD PULL