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Express shopping cart trick

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
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Member

Express shopping cart trick

Long time lurker here I’ve never posted before this but had to share what happened to me. I was under the impression that the shopping cart trick was effectively dead but maybe just maybe it’s still working.. I was doing some online shopping about a week ago on the express website when I got the elusive you’re preaaproved message pop up well elusive to me anyway lol. I accepted it and was approved for a $500 sl anyway it’s been a week today and still no hard pull Smiley Happy Just wanted to let you guys know that maybe just maybe the trick isn’t dead after all. I subscribe to Experian credit alerts and Credit Karma so I’m assuming if I was to get a hard pull I would know about it by now.
Message 1 of 8
7 REPLIES 7
Established Contributor

Re: Express shopping cart trick

Thank you for sharing, congrats on your new tradeline (tl)....and welcome to the forum as a new posterSmiley Wink

 


Rebuild Oct 2018: EXP 579
May 2019: EQ 750/TU 730/ EXP 725
"My Take Home Pay Won't Take Me Home"
Message 2 of 8
Moderator

Re: Express shopping cart trick

Its not dead, I get preapprovals all the time and just ignore them all. Grats on your new card and welcome to myFico Smiley Happy

Moving this to approvals.
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 3 of 8
Super Contributor

Re: Express shopping cart trick

Congratulations on the SP Approval.

 

Enjoy your new card w/o the HP INQ.

Message 4 of 8
Member

Re: Express shopping cart trick

I can’t wait till I’m strong enough to ignore a preapproval lol I can totally see how someone could get addicted to this. I don’t feel too bad about getting this card though, I love Express 😊
Message 5 of 8
Super Contributor

Re: Express shopping cart trick


@KSMom24 wrote:
I can’t wait till I’m strong enough to ignore a preapproval lol I can totally see how someone could get addicted to this. I don’t feel too bad about getting this card though, I love Express 😊

You got to start someplace with something.

 

Might find it odd but SCT + Fingerhut + Target started this member forward to Prime Cards and beyond. It was a slow walk but once the steam picked up it took right off.

Message 6 of 8
Community Leader
Super Contributor

Re: Express shopping cart trick

Congrats Smiley Happy ive gone from Fingerhut to the most average joe you can be with an arsenal of credit cards that would shock you to yiur fico coreSmiley Wink
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
Message 7 of 8
Member

Re: Express shopping cart trick

I should have started this much sooner, I didn’t realize how important credit was until I was well into my 30’s oh well better late than never! I’ve been working on my score since October 2018 and so far so good. Thank you all for being so informative I’ve learned a lot from you guys.
Message 8 of 8