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ExxonMobil Smart Card Approval

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chiefone4u
Established Contributor

ExxonMobil Smart Card Approval

Applied for an ExxonMobil gas card today and was approved! $800 SL.

This is the first time Citi has ever approved any card I've ever attempted to apply for (including a denial for this same card in July 2018). This time they pulled by Experian credit report which EX notified me of updated score per EX is 688.

 

Hopefull this might allow me to get the Costco card or other Citi card next year.

Goodwill Saturation Technique
Starting Score: EQ:608, EX:617, TU:625
Current Score 3/11/2020: EQ:695, EX:703, TU:720
Goal Score: 740+
Take the myFICO Fitness Challenge
Discover IT $1000Cabelas Clasic $1000Coscto Anywhere Signature Visa -Citi- $7200ExxonMobil Smartcard -Citi- $2500Playstation Visa (Comenity) $1950QuickSilver One $2200Walmart $6000Wells Fargo Platinum Visa $3000
Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning.
Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal: August 2022 and reach 0/24
Message 1 of 10
9 REPLIES 9
AverageJoesCredit
Legendary Contributor

Re: ExxonMobil Smart Card Approval

Congrats on your approvalSmiley Happy
Message 2 of 10
PointsBonus
Established Contributor

Re: ExxonMobil Smart Card Approval

Congrats on the approval.
Keep in mind, the “discount” they give it to you as a statement credit when the statement closes.







Message 3 of 10
chiefone4u
Established Contributor

Re: ExxonMobil Smart Card Approval

Thanks for the heads up. That's how my synchrony Conoco Card works too (have to purchase 50 gallons a statement to get discount/ statement credit).
Goodwill Saturation Technique
Starting Score: EQ:608, EX:617, TU:625
Current Score 3/11/2020: EQ:695, EX:703, TU:720
Goal Score: 740+
Take the myFICO Fitness Challenge
Discover IT $1000Cabelas Clasic $1000Coscto Anywhere Signature Visa -Citi- $7200ExxonMobil Smartcard -Citi- $2500Playstation Visa (Comenity) $1950QuickSilver One $2200Walmart $6000Wells Fargo Platinum Visa $3000
Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning.
Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal: August 2022 and reach 0/24
Message 4 of 10
JoeLuvsHisCredit
Valued Contributor

Re: ExxonMobil Smart Card Approval

Congratulations_misti NOT MOVE.jpg

Message 5 of 10
19eighty5
Senior Contributor

Re: ExxonMobil Smart Card Approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 10
RonM21
Valued Contributor

Re: ExxonMobil Smart Card Approval

Congrats on breaking through with Citi!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 10
Anonymous
Not applicable

Re: ExxonMobil Smart Card Approval


@chiefone4u wrote:

 Hopefull this might allow me to get the Costco card or other Citi card next year.


I suspect it will. Congratulations! on getting "in the door."

Message 8 of 10
chiefone4u
Established Contributor

Re: ExxonMobil Smart Card Approval

Requested cli (online) on 3/2/2019, resulted in HP. Went from $800 to $2500.

It asked for income and how much I would like to increase my limit; I asked for another $2,000 (to make limit $2,800) and they countered with the option to accept or deny-- I accepted the offer.
Goodwill Saturation Technique
Starting Score: EQ:608, EX:617, TU:625
Current Score 3/11/2020: EQ:695, EX:703, TU:720
Goal Score: 740+
Take the myFICO Fitness Challenge
Discover IT $1000Cabelas Clasic $1000Coscto Anywhere Signature Visa -Citi- $7200ExxonMobil Smartcard -Citi- $2500Playstation Visa (Comenity) $1950QuickSilver One $2200Walmart $6000Wells Fargo Platinum Visa $3000
Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning.
Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal: August 2022 and reach 0/24
Message 9 of 10
Anonymous
Not applicable

Re: ExxonMobil Smart Card Approval

Congrats on your success!!

Message 10 of 10
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