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FINALLY A CLI ON CAPITAL ONE

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pizzaman1
Valued Member

FINALLY A CLI ON CAPITAL ONE

AFTER NUMEROUS ATTEMPTS AND DENIALS ON A CAP ONE  QUICKSILVER CC WITH A CREDIT LINE OF 1650 I FINALLY GOT A 3K CLI. I WAS TOTALLY SHOCKED I THOUGHT FOR SURE I WOULD GET ANOTHER DENIAL. THIS IS AFTER 3 YEAR OLD BK DISCHARGE. I AM TOTALLY EXCTATIC. I HAVE OTHER CARDS WITH DECENT LIMITS BUT CAP ONE NEVER GREW

Starting Score: 502
Current Score: 660
Goal Score: 750


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Message 1 of 13
12 REPLIES 12
GApeachy
Super Contributor

Re: FINALLY A CLI ON CAPITAL ONE

How long have you had the card?  Is this your first cli with Cap1?

My Take Home Pay Don't Take Me Home
Message 2 of 13
Anonymous
Not applicable

Re: FINALLY A CLI ON CAPITAL ONE

First: CONGRATS!

Second: I think your cap lock is stuck. 🙄

Also, what are your stats?
Message 3 of 13
pizzaman1
Valued Member

Re: FINALLY A CLI ON CAPITAL ONE

got 2 cap one cards after my bk. A cap one platinum and quicksilver one. total credit line for both 800. I pc the quicksilver one to quicksilver and got a few 100 cli on both I combined the 2 cards giving me a total CL of 1650. I tried monthly for a year to get cli but was always denied. so today i figured give it another shot expecting another denial. I was so shocked to see that they approved my 3k increase.

Starting Score: 502
Current Score: 660
Goal Score: 750


Take the myFICO Fitness Challenge
Message 4 of 13
pizzaman1
Valued Member

Re: FINALLY A CLI ON CAPITAL ONE

I was overly Excited

Starting Score: 502
Current Score: 660
Goal Score: 750


Take the myFICO Fitness Challenge
Message 5 of 13
Remedios
Credit Mentor

Re: FINALLY A CLI ON CAPITAL ONE

Congrats on your increase! 

Message 6 of 13
SFLSpotter9210
Valued Contributor

Re: FINALLY A CLI ON CAPITAL ONE

Congratulations on your CLI. Their pretty stingy on their increases. Keep it up your doing good 😎.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 7 of 13
pizzaman1
Valued Member

Re: FINALLY A CLI ON CAPITAL ONE

thanks everybody. you all taught me so much on these forums. I appreciate all of you

Starting Score: 502
Current Score: 660
Goal Score: 750


Take the myFICO Fitness Challenge
Message 8 of 13
19eighty5
Senior Contributor

Re: FINALLY A CLI ON CAPITAL ONE

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 9 of 13
pipeguy
Senior Contributor

Re: FINALLY A CLI ON CAPITAL ONE

Congrats on your nice CLI - I know this card does not get a lot of love on this forum, but I've got over $1600 "banked" toward my next GM vehicle and to be that's a nice chunk of change for everyday spend - especially the 5% on the first $5000 spend. 

Message 10 of 13
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