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FINALLY A CLI ON CAPITAL ONE

pizzaman1
Valued Member

FINALLY A CLI ON CAPITAL ONE

AFTER NUMEROUS ATTEMPTS AND DENIALS ON A CAP ONE  QUICKSILVER CC WITH A CREDIT LINE OF 1650 I FINALLY GOT A 3K CLI. I WAS TOTALLY SHOCKED I THOUGHT FOR SURE I WOULD GET ANOTHER DENIAL. THIS IS AFTER 3 YEAR OLD BK DISCHARGE. I AM TOTALLY EXCTATIC. I HAVE OTHER CARDS WITH DECENT LIMITS BUT CAP ONE NEVER GREW

Starting Score: 502
Current Score: 660
Goal Score: 750


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Message 1 of 13
12 REPLIES 12
GApeachy
Super Contributor

Re: FINALLY A CLI ON CAPITAL ONE

How long have you had the card?  Is this your first cli with Cap1?

"My Take Home Pay Don't Take Me Home"
Message 2 of 13
XtraCredit
Established Contributor

Re: FINALLY A CLI ON CAPITAL ONE

First: CONGRATS!

Second: I think your cap lock is stuck. 🙄

Also, what are your stats?
Starting Score: EX 641 TU 631 EQ 669
Current Score: EX 714 TU 718 EQ 713 (EQ9 735)
Goal Scores: 750


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Message 3 of 13
pizzaman1
Valued Member

Re: FINALLY A CLI ON CAPITAL ONE

got 2 cap one cards after my bk. A cap one platinum and quicksilver one. total credit line for both 800. I pc the quicksilver one to quicksilver and got a few 100 cli on both I combined the 2 cards giving me a total CL of 1650. I tried monthly for a year to get cli but was always denied. so today i figured give it another shot expecting another denial. I was so shocked to see that they approved my 3k increase.

Starting Score: 502
Current Score: 660
Goal Score: 750


Take the myFICO Fitness Challenge
Message 4 of 13
pizzaman1
Valued Member

Re: FINALLY A CLI ON CAPITAL ONE

I was overly Excited

Starting Score: 502
Current Score: 660
Goal Score: 750


Take the myFICO Fitness Challenge
Message 5 of 13
Remedios
Moderator

Re: FINALLY A CLI ON CAPITAL ONE

Congrats on your increase! 

Message 6 of 13
SFLSpotter9210
Established Contributor

Re: FINALLY A CLI ON CAPITAL ONE

Congratulations on your CLI. Their pretty stingy on their increases. Keep it up your doing good 😎.
NFCU Flagship 25,000 Penfed PowerCash 8,750 PenFed PL 20,000 NFCU AMEX Rewards 37,500 NFCU GoRewards 7,000
Capital One Quicksilver 6,300
Lowe’s 34,500
Wells Fargo Propel 10,000
Barclay Apple1k
Citi Rewards+ 10,600
Citi Double Cash 14,800
Citi Simplicity 5,500
PNC Core VISA 17,500
Home Depot 1,000
USAA AMEX 10,000
Discover 17,000
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 1650 Fico 8 Scores EQ=761,EX=760,TU=766 scores and CL current as of 04/23/21 AAoA=2years10minths AoOA=17yrs
Message 7 of 13
pizzaman1
Valued Member

Re: FINALLY A CLI ON CAPITAL ONE

thanks everybody. you all taught me so much on these forums. I appreciate all of you

Starting Score: 502
Current Score: 660
Goal Score: 750


Take the myFICO Fitness Challenge
Message 8 of 13
19eighty5
Senior Contributor

Re: FINALLY A CLI ON CAPITAL ONE

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 9 of 13
pipeguy
Senior Contributor

Re: FINALLY A CLI ON CAPITAL ONE

Congrats on your nice CLI - I know this card does not get a lot of love on this forum, but I've got over $1600 "banked" toward my next GM vehicle and to be that's a nice chunk of change for everyday spend - especially the 5% on the first $5000 spend. 

Message 10 of 13
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