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FINALLY - BofA Product Change!!

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Mr_Mojo_Risin
Senior Contributor

Re: FINALLY - BofA Product Change!!

Congratulations! This is some good news for you, enjoy that success!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 11 of 19
GrandBay
Frequent Contributor

Re: FINALLY - BofA Product Change!!

Message 12 of 19
BuildingBetterCredit2020
New Contributor

Re: FINALLY - BofA Product Change!!

The CSR didn't indicate whether it would remain a MasterCard or Visa. I was just happy enough it went through and wasn't about to ask. I'll definitely update the thread when the card comes. 



Sept 2023

Message 13 of 19
FalconSteve
Valued Contributor

Re: FINALLY - BofA Product Change!!

Congrats on your PC and the CLI

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 14 of 19
BuildingBetterCredit2020
New Contributor

Re: FINALLY - BofA Product Change!!

To answer BearsCubsOtters question a few replies back, just confirmed today by logging in that the card will remain with the MasterCard network.



Sept 2023

Message 15 of 19
LawStudentCivilis
Established Contributor

Re: FINALLY - BofA Product Change!!


@BearsCubsOtters wrote:

Congrats.

 

So you changed to the Cash Rewards? Will it stay a Mastercard? 

 

The last time I PC'ed with BofA was many years ago and it took nearly 2 months for the change to be complete. Very strange. Please let us know if that is still the case. 


Congratulations on your success OP!  @BearsCubsOtters I PC the cash rewards mastercard to visa sometime in 2020 and I want to say it took a solid month before I received the card.  If not a little longer.

Message 16 of 19
BuildingBetterCredit2020
New Contributor

Re: FINALLY - BofA Product Change!!

I wonder why they didn't change it over to Visa. I gather I'd have to have explicitly asked. I wasn't going to "poke the bear" anymore by asking for a payment network switch,  lest they somehow say there would then be a problem getting a PC. Is there really a difference anymore between the two networks nowadays anyway?



Sept 2023

Message 17 of 19
Sandman771
Valued Contributor

Re: FINALLY - BofA Product Change!!

Congrats on your PC. Nice work!

Starting Score: EQ497/TU496/EX 499
Currently: EQ 620 TU 654 EX 627
in the garden since 6/16/2021
Message 18 of 19
LawStudentCivilis
Established Contributor

Re: FINALLY - BofA Product Change!!


@BuildingBetterCredit2020 wrote:

I wonder why they didn't change it over to Visa. I gather I'd have to have explicitly asked. I wasn't going to "poke the bear" anymore by asking for a payment network switch,  lest they somehow say there would then be a problem getting a PC. Is there really a difference anymore between the two networks nowadays anyway?


I only PC'd to get the 2% back at Costco.  That was my motivator.

Message 19 of 19
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