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FINALLY DISCO APPROVED!!!! YAYAY!!!! 4th Time was the charm

vicsingh05
Contributor

FINALLY DISCO APPROVED!!!! YAYAY!!!! 4th Time was the charm

Hey Ya'll,

 

I applied for the DISCO today after thawing EQ for 3 months and finally was approved for the Discover it. CASH Card. Not anything super on the credit limit a mere $1400 at 23.99% APR. Interest doesnt matter because I don't carry balances. But I am glad that I got approved.! Thanks all. Now I have all the cards I need and no more cards for the next couple of years.

 

Stats: 

Score Pulled: EQ 678

AAoA: 1 year 9 months

INQ; 16 total 8 in the last 12 months

New Account: 13(including this one)

Had to complete identity verification but it was super easy. Had to upload docs. No biggie.

Uti: 12%

Happy to get this card. I heard it grows so hoping for the best.

 

Love,

Vic

 

Disco App.PNG

6/10/2017
EX 677 EQ 685 TU 705
9 REPLIES 9
ALK11
Established Contributor

Re: FINALLY DISCO APPROVED!!!! YAYAY!!!! 4th Time was the charm

Nice! Congrats!

Message 2 of 10
doinit1
Valued Contributor

Re: FINALLY DISCO APPROVED!!!! YAYAY!!!! 4th Time was the charm

Way to go!! Congratulations!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 3 of 10
shoegal
Valued Contributor

Re: FINALLY DISCO APPROVED!!!! YAYAY!!!! 4th Time was the charm

Congrats! One of my faves! Smiley Happy

Message 4 of 10
depdep8
Established Contributor

Re: FINALLY DISCO APPROVED!!!! YAYAY!!!! 4th Time was the charm

Congrats!

 

I would not worry about the APR Discover is pretty accommodating when it comes to lowering your APR. Mine has dropped by 6% within my year and a half relationship with them. 

AAOA 15 months Fico 08's 714 717 678 11% Utilization
Message 5 of 10
Meanmchine
Super Contributor

Re: FINALLY DISCO APPROVED!!!! YAYAY!!!! 4th Time was the charm

Congrts on Disco


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 6 of 10
Total80sKid
Established Contributor

Re: FINALLY DISCO APPROVED!!!! YAYAY!!!! 4th Time was the charm

Welcome to the DISCO family and congrats! Smiley Happy
Message 7 of 10
MissMoni223
Senior Contributor

Re: FINALLY DISCO APPROVED!!!! YAYAY!!!! 4th Time was the charm

CONGRATS and WELCOME to the Discover family!!! Smiley Happy

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 8 of 10
Ringwraith1986
Regular Contributor

Re: FINALLY DISCO APPROVED!!!! YAYAY!!!! 4th Time was the charm

Congrats and thanks OP!

 

This post made me pull the trigger on Disco and it paid off! 3rd time was the charm for me.

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Message 9 of 10
JMED2
Frequent Contributor

Re: FINALLY DISCO APPROVED!!!! YAYAY!!!! 4th Time was the charm

Major Congrats!!!  It took me just 7 times but I finally got in too!!!  Smiley Wink

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Message 10 of 10
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