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FINALLY got in with Chase!

bluechairblessing
Valued Member

FINALLY got in with Chase!

I've been trying to get in with Chase for what feels like forever - specifically, the Disney card. I know it's not generally a great rewards card but we're planning a Disney World trip and that card has some decent WDW benefits.

 

I started seeing info about some pretty hefty hotel discounts for cardholders. No pre-approvals on Chase Journey, but figured I'd give it a shot before gardening for a while.

 

Instant $2500 SL! Not a huge limit but enough to get my hotel discount, an easy sub ($100) and cancel another subprime card!

Fico8 scores as of 9/28/20 (starting)

Fico scores as of 1/4/21


Amazon $2400 | American Express BCP $500 | American Express Delta Gold Business $3500 | Capital One QS $700 | Capital One QS $1000 | Carters $750 | Care Credit $12000 | Chase Disney $2500 | Credit One MC $1050 | Discover It $1500 | First National Bank $1100 | FNBO $3900 | Kohls $1500 | Lane Bryant $1000 | Merrick $1750 | Nebraska Furniture Mart $4000 | PedFed PCR $2500 | Target $300 | TBOM $1350 | Victoria Secret $1450

Message 1 of 27
26 REPLIES 26
Rebuild2019
Established Contributor

Re: FINALLY got in with Chase!

Congrats on your approval

CARDS: Discover It | QuickSilver One | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | Verizon Visa | Wells Fargo Platinum | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 2 of 27
AllZero
Super Contributor

Re: FINALLY got in with Chase!

Congratulations on your approval!

Message 3 of 27
Mad12345
Contributor

Re: FINALLY got in with Chase!

Congratulations.

Message 4 of 27
mrcraft
Valued Contributor

Re: FINALLY got in with Chase!

Congratulations on your approval!!





Message 5 of 27
Elpadrino1
Valued Member

Re: FINALLY got in with Chase!

Congrats on your approval!

Message 6 of 27
FalconSteve
Frequent Contributor

Re: FINALLY got in with Chase!

Congratulations!

REDcard $2500 SL
AmEx Cash Magnet $10k SL, CLI after 36hr to $20k
BB&T $11k SL- impulse application
BB&T $11k SL- AU, not on reports- impulse app (wife's card)
Discover $5800 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
Citi Double Cash World MC $2900 SL, $4400 CL- AU- (wife's card)
AmEx Cash Magnet- $3100 SL, $9300 CL (wife's card)
BoA Cash Rewards $11k CL- AU (Dad's card)
BoA Premium Rewards $12.3k CL- AU (Dad's card)
PSECU Founder's Card $30k SL- AU (Dad's card)
AmEx Cash Magnet $12.5k SL- AU (Dad's card)
Wells Fargo Propel AmEx- $2500 SL, $3200 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)

All PIF, frequently before statement close

Goals: Buy a house & get approved for an AOD VISA Signature card (or other 3% cashback)
Closed accounts (I had a long period of inactivity): AmEx clear, Citi ThankYou (previously Driver's Edge), Chase Freedom, Cap One, Discover IT, Lowes Charge (really stupid, huge limit), my 1st REDcard, Buy.com Visa, Children's Place, Kohl's Charge, Angel Card (AU- wife's), Old Navy card
Message 7 of 27
CreditAggie
Valued Contributor

Re: FINALLY got in with Chase!

Congratulations on your Chase approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 8 of 27
fsalsa2
Regular Contributor

Re: FINALLY got in with Chase!

Congratulations!




NFCU Cash Rewards: $8000
NFCU More Rewards: $3000
NFCU Visa Signature Go Rewards: $13,600
Capital One Quicksilver: $500
Capital One Quicksilver One: $500
Military Star Card: $ 2,475
Venmo Credit Card: $2,700
USAA Platinum Visa: $4,000
American Express Delta Skymiles Platinum: $1700
American Express Platinum
Message 9 of 27
BAD_UP
Established Contributor

Re: FINALLY got in with Chase!

Congrats on your Chase Approval 🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 10 of 27
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