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FINALLY got in with Chase!

bluechairblessing
Valued Member

FINALLY got in with Chase!

I've been trying to get in with Chase for what feels like forever - specifically, the Disney card. I know it's not generally a great rewards card but we're planning a Disney World trip and that card has some decent WDW benefits.

 

I started seeing info about some pretty hefty hotel discounts for cardholders. No pre-approvals on Chase Journey, but figured I'd give it a shot before gardening for a while.

 

Instant $2500 SL! Not a huge limit but enough to get my hotel discount, an easy sub ($100) and cancel another subprime card!

Fico8 scores as of 9/28/20 (starting)

Fico scores as of 1/4/21


Amazon $2400 | American Express BCP $500 | American Express Delta Gold Business $3500 | Capital One QS $700 | Capital One QS $1000 | Carters $750 | Care Credit $12000 | Chase Disney $2500 | Credit One MC $1050 | Discover It $1500 | First National Bank $1100 | FNBO $3900 | Kohls $1500 | Lane Bryant $1000 | Merrick $1750 | Nebraska Furniture Mart $4000 | PedFed PCR $2500 | Target $300 | TBOM $1350 | Victoria Secret $1450

Message 1 of 27
26 REPLIES 26
Rebuild2019
Valued Contributor

Re: FINALLY got in with Chase!

Congrats on your approval

CARDS: Discover It | QuickSilver One | Kohl’s | BBT Spectrum Cash Rewards | BBT Bright | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 2 of 27
AllZero
Mega Contributor

Re: FINALLY got in with Chase!

Congratulations on your approval!

Message 3 of 27
Mad12345
Regular Contributor

Re: FINALLY got in with Chase!

Congratulations.

Message 4 of 27
mrcraft
Valued Contributor

Re: FINALLY got in with Chase!

Congratulations on your approval!!






Message 5 of 27
Elpadrino1
Established Contributor

Re: FINALLY got in with Chase!

Congrats on your approval!

Message 6 of 27
FalconSteve
Established Contributor

Re: FINALLY got in with Chase!

Congratulations!

SoFi World Elite MC (TBOM) $7000 SL
REDcard (TD Bank) $2500 SL
AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $30k CL
BB&T Rewards $11k SL- impulse application
BB&T Rewards $11k SL- AU, not on reports- impulse app (wife's card)
Discover $8800 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
Citi Double Cash WEMC $8400 CL- AU- (wife's card)
AmEx Cash Magnet $27,900 CL (wife's card)
BoA Cash Rewards $11k CL- AU (Dad's card)
BoA Premium Rewards $12.3k CL- AU (Dad's card)
PSECU Founder's Card $30k SL- AU (Dad's card; closed on some reports)
AmEx Cash Magnet $30k CL- AU (Dad's card)
Wells Fargo Propel AmEx $3200 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)

Credit Scores for both of us around 800, depending on what you pull & balances. All PIF, frequently before statement close
Goals: Buy a house, AOD VISA Signature card (or other 3% cashback), Chase Freedom Flex, $250k on CR, $100k NOT including AU accounts
Closed accounts (long period of inactivity): AmEx clear, Citi ThankYou (previously Driver's Edge), Chase Freedom, Cap One, Discover IT, Lowes, 1st REDcard, Buy.com Visa, Children's Place, Kohl's, Angel Card (AU- wife's), Old Navy, Wells Fargo Active Cash (2%)- $2k SL- AU (wife's card)
Message 7 of 27
CreditAggie
Super Contributor

Re: FINALLY got in with Chase!

Congratulations on your Chase approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 1/6, 3/12, 5/24
Message 8 of 27
fsalsa2
Regular Contributor

Re: FINALLY got in with Chase!

Congratulations!




NFCU Cash Rewards: $8000
NFCU More Rewards: $9000
NFCU Visa Signature Go Rewards: $13,600
Capital One Quicksilver: $500
Capital One Quicksilver One: $500
Military Star Card: $ 2,475
Venmo Credit Card: $2,700
USAA Platinum Visa: $4,000
American Express Delta Skymiles Platinum: $1700
American Express Platinum
Message 9 of 27
BAD_UP
Established Contributor

Re: FINALLY got in with Chase!

Congrats on your Chase Approval 🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 10 of 27
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