FNBO Amex Auto CLI

[gdale6]

Hi all,

Received auto cli from 17.75K to 20.45K this morning. Current Fico 8 bankcard is 808, overall util is 4%, been carrying a balance on this card for just over 2.5 yrs at 5.9% fixed for life of loan, never have made an actual charge on it just used it for varying BT offers since 2013. Have a great day

[pizza1]

Hey, that's not a bad auto there gdale! Those are always a nice surprise!
"Never made a charge"...LOL Congrats on the auto luv!!

[Anonymous]

Congrats on auto luv CLI !!!

[KingPredator]

Very nice auto increase.

[Marz2002]

YOU...

CONGRATS on the Very Nice auto CLI!!!

[Anonymous]

Congrats on the auto CLI. Looks like they want you to keep making them BT's. 

[FinStar]

Nice auto-CLI @gdale6 👍

It used to be (many moons ago) that FNBO got a bit jittery on long term BTs, but by your example, it seems they've decided to "reward" you with more flexibility by increasing your purchase/BT capacity.

I've been seeing a lot of the 1.99 and 5.99 offers on mine.

[xaximus]

Congrats on the CLI! Awesome APR there!

[CreditCuriosity]

Congrats on the auto cli.. I might have to pick up another FNBO card sometime soon as couldn't get my MGM to grow by sp's. but file was dirty at time when I got the card wonder if getting one with a clean file would take me out of that situation although it would be a different one of their cards

[gdale6]

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@CreditCuriosity wrote:

Congrats on the auto cli.. I might have to pick up another FNBO card sometime soon as couldt get my MGM to grow by sp's. but file was dirty at time when I got the card wonder if getting one with a clean file would take me out of that situation although it would be a different one of their cards

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I would suspect they didnt like your overall profile or possibly even the amount of credit you have available. I had no problem getting 5K bites at the apple with multi COs and BK7 dismissed onfile, these 2 were some of my first cards so I didnt have a lot of available credit like I do these days so that might have had something to do with it, each one started at only 1500