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Shocking, They are so mean there in Omaha. Denied for everything i applied there for including a secured card. Congrats for you sneaking thru.
@jj10939 wrote:
Hello all,
Just wanted to share my approval and data points for my approval. I hope they help anyone who is interested in applying with FNBO.
This has been a goal card for me for the 5% unlimited cash back on gas and sporting goods with no annual fee plus supporting DU.
Applied with hesitation but to my surprise was instantly approved online.
SL is lowest by far at $1500 but given the underwriting standards at FNBO, I am just happy to have my foot in the door. That’s more than enough for monthly gas purchases.
36 Mo post BK7, scores are 680s across the board. Income $60k. Hope this helps!
Do you have a pretty long credit history? With 10 inqs on EX and 3 new accts you’d think there’d be no chance based on what we’re seeing with that card lately. Grrr I so want this card
@pinkandgrey wrote:
@jj10939 wrote:
Hello all,
Just wanted to share my approval and data points for my approval. I hope they help anyone who is interested in applying with FNBO.
This has been a goal card for me for the 5% unlimited cash back on gas and sporting goods with no annual fee plus supporting DU.
Applied with hesitation but to my surprise was instantly approved online.
SL is lowest by far at $1500 but given the underwriting standards at FNBO, I am just happy to have my foot in the door. That’s more than enough for monthly gas purchases.
36 Mo post BK7, scores are 680s across the board. Income $60k. Hope this helps!Do you have a pretty long credit history? With 10 inqs on EX and 3 new accts you’d think there’d be no chance based on what we’re seeing with that card lately. Grrr I so want this card
@JoeLuvsHisCredit wrote:
@pinkandgrey wrote:
@jj10939 wrote:
Hello all,
Just wanted to share my approval and data points for my approval. I hope they help anyone who is interested in applying with FNBO.
This has been a goal card for me for the 5% unlimited cash back on gas and sporting goods with no annual fee plus supporting DU.
Applied with hesitation but to my surprise was instantly approved online.
SL is lowest by far at $1500 but given the underwriting standards at FNBO, I am just happy to have my foot in the door. That’s more than enough for monthly gas purchases.
36 Mo post BK7, scores are 680s across the board. Income $60k. Hope this helps!Do you have a pretty long credit history? With 10 inqs on EX and 3 new accts you’d think there’d be no chance based on what we’re seeing with that card lately. Grrr I so want this card
With FNBO they look at last 6 months inqs. So if you don't have any in last 6 months you could apply
While @pinkandgrey is definitely on a conquest to get this CC based on the number of resuscitated threads, the above statement is not entirely accurate @JoeLuvsHisCredit. They will consider new accounts + inquiries ranging anywhere from 6-12 months, with 6 months as most recent. Invariably, this all depends on an individual's overall profile.
@FinStar wrote:
@JoeLuvsHisCredit wrote:
@pinkandgrey wrote:
@jj10939 wrote:
Hello all,
Just wanted to share my approval and data points for my approval. I hope they help anyone who is interested in applying with FNBO.
This has been a goal card for me for the 5% unlimited cash back on gas and sporting goods with no annual fee plus supporting DU.
Applied with hesitation but to my surprise was instantly approved online.
SL is lowest by far at $1500 but given the underwriting standards at FNBO, I am just happy to have my foot in the door. That’s more than enough for monthly gas purchases.
36 Mo post BK7, scores are 680s across the board. Income $60k. Hope this helps!Do you have a pretty long credit history? With 10 inqs on EX and 3 new accts you’d think there’d be no chance based on what we’re seeing with that card lately. Grrr I so want this card
With FNBO they look at last 6 months inqs. So if you don't have any in last 6 months you could applyWhile @pinkandgrey is definitely on a conquest to get this CC based on the number of resuscitated threads, the above statement is not entirely accurate @JoeLuvsHisCredit. They will consider new accounts + inquiries ranging anywhere from 6-12 months, with 6 months as most recent. Invariably, this all depends on an individual's overall profile.
I said that about " INQS" I talked to them 2 times and both times they said they look at last 6 months of INQS I didn't say anything about accounts FinStar