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FNBO Evergreen Approval

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CashBackQueen
Frequent Contributor
‎10-12-2021 04:06 AM
‎10-12-2021 04:06 AM

Re: FNBO Evergreen Approval

Congrats! 🎉

BK7 DC 1/2/18 • Progress as of 5/10/22:


TCL: $89,350 • If it ain't got rewards, I don't want it Smiley Wink
Message 11 of 22
M_Smart007
Legendary Contributor
‎10-12-2021 04:16 AM
‎10-12-2021 04:16 AM

Re: FNBO Evergreen Approval

Congrats on your FNBO approval.

Message 12 of 22
firefox100
Valued Contributor
‎10-12-2021 05:46 AM
‎10-12-2021 05:46 AM

Re: FNBO Evergreen Approval

Congratulations enjoy your card.

Message 13 of 22
MartyWrite75
Valued Contributor
‎10-12-2021 06:39 AM
‎10-12-2021 06:39 AM

Re: FNBO Evergreen Approval

Congratulations on your approval! 

April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 14 of 22
gdale6
Moderator Emeritus
‎10-12-2021 07:34 AM
‎10-12-2021 07:34 AM

Re: FNBO Evergreen Approval

Grats on the evergreen approval Smiley Happy

 

FNBO used to offer reasonable APRs on their core cards but now that they are marketing to everyone they are going for big profits instead, too bad.... They do offer some great APR BTs at times so that is a plus.

Message 15 of 22
GrandBay
Frequent Contributor
‎10-12-2021 07:54 AM
‎10-12-2021 07:54 AM

Re: FNBO Evergreen Approval

@Anonymous Congrats on your FNBO card! 

Message 16 of 22
GrandBay
Frequent Contributor
‎10-12-2021 07:57 AM
‎10-12-2021 07:57 AM

Re: FNBO Evergreen Approval

@gdale6 

sometimes I wonder if message boards force their hand

what was once a small regional bank was discovered by message boards

and then they noticed that new accounts are more national in scope

therefore, to hedge their bets they raise APRs because they are not as familiar (beyond algorithms)

its one thing to lend to guys in Omaha, Tulsa etc

but its another to lend to a guy in San Fran

a guy in Lincoln making $150k is doing very well

a guy in LA making $150k cannot afford to send his kids to private school

Message 17 of 22
KingRue8500
Senior Contributor
‎10-12-2021 12:10 PM
‎10-12-2021 12:10 PM

Re: FNBO Evergreen Approval

Congrats on your FNBO Evergreen Rewards approval




Message 18 of 22
lgtwriter
Frequent Contributor
‎10-12-2021 03:54 PM
‎10-12-2021 03:54 PM

Re: FNBO Evergreen Approval

Congrats on your FNBO approval. I was just approved for this card this week as well. Enjoy Smiley Happy

Message 19 of 22
ChargedUp
Senior Contributor
‎10-12-2021 05:27 PM
‎10-12-2021 05:27 PM

Re: FNBO Evergreen Approval

Congrats on the nice FNBO approval!

Message 20 of 22
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