FNBO Evergreen VISA approval - BK DPs...

[madmug]

Jumped on the FNBO train on 5/1...was hesitant because none of the other national/regional banks will touch me after BK

Prequalified in April for highest APR but APR dropped to 22.95% on 5/1 so I figured I might actually have a shot.

Approved for $15K with 2 year 6mth old BK reporting.

DPs at time of application:

EX 08 Fico: 686

Instant approval / no POI needed

Income: $100K +

AAOA: 4 yrs
Derogs?: BK 7 / Discharged Nov 18

Util: 5%

Total EX Inquiries:

Last 12 months: 8

Last 6 months: 7
New Accounts in last 12 months: 4
Last 6 months: 3

[coreyb80]

Congrats on the approval!

[madmug]

...forgot to add, this is my biggest CL since BK on a bank card. Only CL higher is Overstock store card at $20,600

Navy is being stingy with me for some reason (i know, i know, give it time...)

[CreditAggie]

Congratulations on your FNBO approval!

[WavysMommy]

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@madmug wrote:

Jumped on the FNBO train on 5/1...was hesitant because none of the other national/regional banks will touch me after BK

Prequalified in April for highest APR but APR dropped to 22.95% on 5/1 so I figured I might actually have a shot.

Approved for $15K with 2 year 6mth old BK reporting.

DPs at time of application:

EX 08 Fico: 686

Instant approval / no POI needed

Income: $100K +

AAOA: 4 yrs
Derogs?: BK 7 / Discharged Nov 18

Util: 5%

Total EX Inquiries:

Last 12 months: 8

Last 6 months: 7
New Accounts in last 12 months: 4
Last 6 months: 3

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Thanks for this. I was "prequalified" but declined due to the BK in May. My BK is barely 2 years old, so it seems 2.5 years or more is the benchmark for approval.

Oh and congrats on your approval!

[KingRue8500]

Congrats on your FNBO Evergreen Visa approval

[Elpadrino1]

Congratulations on your approval! Nice SL! 

[babygirl1256]

Congrats on your FNBO Evergreen VISA approval . . . that is awesome!!!

[Mr_Mojo_Risin]

Congrats on a great approval! Enjoy that sweet SL!

[mrcraft]

Congratulations on your approval!!