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FNBO FordPass Visa $3000 SP CLI !

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Duke_Nukem
Established Contributor

FNBO FordPass Visa $3000 SP CLI !

Called FNBO (800-444-6220) to see if I was eligible for a SP CLI on my FordPass Visa.  Surprised to connect with someone immediately, so no hold time at all.

 

Accepted the $3,000 SP CLI to bring my CL to $20,000.

Started out with a $14k in 1/21, got a $3k SP CLI in 8/21, and received another $3k SP today!

 

Not sure what FICO scores are right now, as I'm having some large balances report naturally (nowhere near optimized at the moment). 

  • The EX9 they show on my account was 744 this month.
  • EX8 was 740 a week ago.
  • About 12% UTI at the moment.
  • No baddies.
  • EX Inqs / month = 0/3, 0/6, 4/12
  • New accts / month = 1/3, 1/6, 9/12
  • Recent spend on this card to get the annual $200 bonus after hitting $6000 spend threshold.  So hit about $6200 total spend on it this year (they had an additional $50 spend bonus in Oct/Nov).  So I've received about $450 in spend bonus this year with $6200 of usage, in addition to the 3-5% in FordPass points earned... not a bad card to be had!  Loving this card so far!

Message 1 of 13
12 REPLIES 12
sznthescore
Established Contributor

Re: FNBO FordPass Visa $3000 SP CLI !

$3,000k on a SP..... NICE!!!! Smiley Happy

REBUILDER CARDS




Goal: FICO 700+
Message 2 of 13
gdale6
Moderator Emeritus

Re: FNBO FordPass Visa $3000 SP CLI !

Sweet, grats on your FNBO move up Smiley Happy

Message 3 of 13
M_Smart007
Legendary Contributor

Re: FNBO FordPass Visa $3000 SP CLI !

Congratulations on your FordPass SP CLI .. Just gotta Heart FNBOSmiley Happy

Message 4 of 13
NRB525
Super Contributor

Re: FNBO FordPass Visa $3000 SP CLI !

Congrats on your Ford card CLI's !

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 13
CreditMagic7
Mega Contributor

Re: FNBO FordPass Visa $3000 SP CLI !

Congratulations on the FNBO Visa CLI!

Message 6 of 13
CreditAggie
Community Leader
Super Contributor

Re: FNBO FordPass Visa $3000 SP CLI !

Congratulations on your FNBO CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 13
Total80sKid
Senior Contributor

Re: FNBO FordPass Visa $3000 SP CLI !

Congrats on your FordPass increase 👍🏼

Message 8 of 13
ptatohed
Valued Contributor

Re: FNBO FordPass Visa $3000 SP CLI !

https://www.card.fnbo.com/ford/

 

 

5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
Message 9 of 13
cashorcharge
Community Leader
Super Contributor

Re: FNBO FordPass Visa $3000 SP CLI !

That's terrific!!  Congratulations on your FNBO Approval!! 🎉🥂👏

Message 10 of 13
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