FNBO MLife and US Bank Cash+ Approval - myFICO® Forums - 5533070

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I applied for the MLife card on 2/27 and as expected got a 2-4 weeks notice right away. It was pending for about a week and checked the application page on 3/6 and said it approved with a SL of $4,800. I had 0 inquiries in the past 6 months, and 3 in the past 12 months on EX. Most recent account was opened in October. I have Peral status from going to Vegas too many times last year but now I can keep it through the card, it's not much but I didn't have to wait 1+ hours for the buffet last time because of it. I visit Vegas at least once a year so this will come in handy a lot.

I also applied for the US Bank Cash+ VS card, I was preapproved for the card and got a SL of $7,000. 0 inquiries on TU in the past 6 months, 1 in the past 12 months.

Currently:

TU: 759

EX: 746

EQ: 756

Utl: ~11%

6 accounts opened in the past 12 months.

Wells Fargo Platinum $7500

Message 1 of 10

9 REPLIES 9

Congrats on both approvals!

Message 2 of 10

Congrats on both approvals and very nice SL's!!!

Message 3 of 10

Congratulations on your new cards

Message 4 of 10

Congrats....I'm holding off on US Bank...will pursue them in next app spree with Chase included....

Message 5 of 10

Congratulations! I think that’s the highest SL I’ve seen on the Cash+!

Message 6 of 10

Niiiice. Those are good SLs. Congratulations!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k

Message 7 of 10

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 8 of 10

YOU...

CONGRATS on the Approvals and the AWESOME SLs!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+

Message 9 of 10

Congrats on your approval!!

Message 10 of 10