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FNBO NRA Visa auto CLI after 2 years..

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Regular Contributor

FNBO NRA Visa auto CLI after 2 years..

I've had the card since December 2017, and recently was reading a thread about how they sometimes soft pull for CLI.  I went to the CLI page, and the wording sounded like it was going to be a hard pull, so I canceled.  I'm not sure if that triggered them to take a look, or if they just gave me one because it's been two years, but I got a letter in the mail for a CLI today.


The card went from $4,100 to ... :drumroll:   $4,400.  Smiley Happy  A $300 increase after two years.

 

Oh well, I typically only use it as a gas card, so I don't come close to using the limit.  I did run $700 through this past month buying new toys at Field and Stream, which counts for the cards sporting goods category, so I guess that might have played into it too.  

 

Even though it's only $300, I'll take any increase that doesn't cost me a hard pull.  Smiley Happy

Message 1 of 14
13 REPLIES 13
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Super Contributor

Re: FNBO NRA Visa auto CLI after 2 years..

Congratulations on your CLI!
Message 2 of 14
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Mega Contributor

Re: FNBO NRA Visa auto CLI after 2 years..

 

Congrats, That is a Monster CLI after 2 yrsSmiley Tongue

 

Message 3 of 14
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Super Contributor

Re: FNBO NRA Visa auto CLI after 2 years..

I didnt think this card was still around

Mini congrats



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>05/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 4 of 14
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Regular Contributor

Re: FNBO NRA Visa auto CLI after 2 years..


@Meanmchine wrote:

I didnt think this card was still around

Mini congrats


You can't apply for it anymore.  FNBO says that they will not renew their contract with the NRA after the current contract is up.  They do not say how long the current contract is for, however.  So it could be years for all I know..  :shrug:

 

I'm fine with it being a Ducks Unlimited card instead or an unbranded card, as long as I keep my 5% categories of gas and sporting goods.  Smiley Happy

Message 5 of 14
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Valued Contributor

Re: FNBO NRA Visa auto CLI after 2 years..

I got two $2000 CLIs within the last 1 to 1.5 years by calling and asking for SP CLI.

I have Ducks Unl card.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $375k unsecured credit in 2020.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything Else - Flagship             1% Cancer Charity - Fifth Third             0% Finance Promos - PenFed & Capital One






Message 6 of 14
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Moderator

Re: FNBO NRA Visa auto CLI after 2 years..

Grats on the CLI OP, with FNBO you can call in every 4 months to see if there is an SP CLI available for you.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 7 of 14
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Valued Contributor

Re: FNBO NRA Visa auto CLI after 2 years..

Congratulations!



Message 8 of 14
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Moderator Emeritus

Re: FNBO NRA Visa auto CLI after 2 years..

Grats! As has been mentioned, FNBO is conservative. After 25 statements I still have received no credit limit increases and had activity of at least $200 a month! Different card however. Smiley Sad  Update, after 25 statements FNBO did upon my telephone request increase my CL by $5,000 with no HP or SP. The letter they sent stated the increase was based on my internal credit performance.

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Current Score: 850
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Message 9 of 14
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Regular Contributor

Re: FNBO NRA Visa auto CLI after 2 years..


@gdale6 wrote:

Grats on the CLI OP, with FNBO you can call in every 4 months to see if there is an SP CLI available for you.


Oh, I didn't know that!  Thank you!

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