They sent me a letter to call them and verify info.When I called them on 7/25 the only thing they asked were the ID verification questions.
Checked status 7/26 and saw the approval. Got the welcome email 7/27 with SL $3500. Whoo hoo!!
Thanks to CreditMagic7, 12njoy and CreditAddict for their posts, so I knew kind of what to expect.
It took from 7/13 until 7/26 to get a decision.
I'm not a caller, so I just waited it out. 
EX 685 & INQ 7 Several new accts in Oct 2015, one recently.
@Anonymous-forumfan wrote:They sent me a letter to call them and verify info.When I called them on 7/25 the only thing they asked were the ID verification questions.
Checked status 7/26 and saw the approval. Got the welcome email 7/27 with SL $3500. Whoo hoo!!
Thanks to CreditMagic7, 12njoy and CreditAddict for their posts, so I knew kind of what to expect.
It took from 7/13 until 7/26 to get a decision.
I'm not a caller, so I just waited it out.
EX 685 & INQ 7 Several new accts in Oct 2015, one recently.
Congratulations to you!...Thanks for sharing.
@CreditMagic7 I am such a chicken to talk to live CSRs. I don't know what I think they'll do to me. LOL. What is the worst thing they can say? Sorry, denied.
I admire these people who recon. I don't know if I could do that.
@ Country Livin...I meant to include you in my thanks as well. I read your helpful posts on this card also.
@ Super Al...thank you 
@Anonymous-forumfan wrote:@CreditMagic7 I am such a chicken to talk to live CSRs. I don't know what I think they'll do to me. LOL. What is the worst thing they can say? Sorry, denied.
I admire these people who recon. I don't know if I could do that.
@ Country Livin...I meant to include you in my thanks as well. I read your helpful posts on this card also.
@ Super Al...thank you
fico3-forumfan, I know what you mean! I am also chicken to talk to the live CRSs.
@Anonymous-forumfan wrote:They sent me a letter to call them and verify info.When I called them on 7/25 the only thing they asked were the ID verification questions.
Checked status 7/26 and saw the approval. Got the welcome email 7/27 with SL $3500. Whoo hoo!!
Thanks to CreditMagic7, 12njoy and CreditAddict for their posts, so I knew kind of what to expect.
It took from 7/13 until 7/26 to get a decision.
I'm not a caller, so I just waited it out.
EX 685 & INQ 7 Several new accts in Oct 2015, one recently.
Congrats and thanks for the shout out. FNBO can be like a court of law at times. I like when they jus ask the verification questions because that has always led to an approval for me. Everytime they've asked about my inq's, that's led to a denial. I have a pending app for the M Life Rewards and they asked about inq's but didn't make a decision that day, as they had told me they would so I'm hoping there's stil a chance with UW.
(Formerly known as: Credit is my hobby/TCL objective)