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FNBO Platinum Visa approved!

Valued Contributor

FNBO Platinum Visa approved!

My 5th app with FNBO in the last 3  years, finally got in.

$8000 limit.

pulled Experian at 760.

50+ inquiries (5) 6 months

received a call for verification this afternoon.

all they asked were basic questions and what I owed on my home. (Unconventional financingSmiley Very Happy

IMG_0339.PNG

Chase 65.5k-Bank of America17k-FNBO 41k-Banco de Popular 25k-Discover 9.2k-Synchrony 70.5k-Banco do Brazil 5k-Amex Plat-Capital One 53.1k-NFCU 88k-John Deere 17.5k-EECU 10k-Commerce 17k-Blispay 7.5k-Citi 20k-Fleetcor 7k-personal CL 443,450-AU 250,350
Message 1 of 13
12 REPLIES
Super Contributor

Re: FNBO Platinum Visa approved!

Congrats.gif

Message 2 of 13
Valued Contributor

Re: FNBO Platinum Visa approved!

Congrats on your approval m8

Message 3 of 13
Super Contributor

Re: FNBO Platinum Visa approved!

Enjoy your new found gold ... grats!
Starting Score: 829
Current Score: 830
Goal Score: 850


Take the myFICO Fitness Challenge
Message 4 of 13
Moderator

Re: FNBO Platinum Visa approved!

Congrats on your approval..  Once day I will go for an FNBO card after some of my inquiries age!

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Barclay's | US Bank | Fifth Third Bank | FNBO
Message 5 of 13
Super Contributor

Re: FNBO Platinum Visa approved!

Very nice woodyman! I will add them some day.
Message 6 of 13
Valued Contributor

Re: FNBO Platinum Visa approved!


CreditCuriousity wrote:

Congrats on your approval..  Once day I will go for an FNBO card after some of my inquiries age!


I am in shock that I was approved with my tons of inquiries.

Now if I can just get an Amex revolver....monthly denial is due in a week or soSmiley Tongue

Chase 65.5k-Bank of America17k-FNBO 41k-Banco de Popular 25k-Discover 9.2k-Synchrony 70.5k-Banco do Brazil 5k-Amex Plat-Capital One 53.1k-NFCU 88k-John Deere 17.5k-EECU 10k-Commerce 17k-Blispay 7.5k-Citi 20k-Fleetcor 7k-personal CL 443,450-AU 250,350
Message 7 of 13
Super Contributor

Re: FNBO Platinum Visa approved!


woodyman100 wrote:

CreditCuriousity wrote:

Congrats on your approval..  Once day I will go for an FNBO card after some of my inquiries age!


I am in shock that I was approved with my tons of inquiries.

Now if I can just get an Amex revolver....monthly denial is due in a week or soSmiley Tongue


Congrats.  Just curious, do you have the smaller two bureaus on ice?  I have a ton of EX inq's too and I've been successful with 5 FNBO cards.

Total Credit Limits: $1,048,650
Message 8 of 13
Senior Contributor

Re: FNBO Platinum Visa approved!

Congratulations Woodyman!!
Just watch it closely for fraudulent transactions. They are very slow at correcting those issues. I've SD mine because of it. They are running a month behind and you will be billed for the transactions before it can be corrected. I have a credit on my account now because of it. Lol
I just let my monthly dollar shave charge eat away at the overage until it's gone.
Customer service is great and very friendly. Fraud department needs some help.
FICO 8 Scores EQ=765 TU=787 EX=772 (INQ) EQ=12 TU=12 EX=12 TCL=$600K+
Message 9 of 13
Valued Contributor

Re: FNBO Platinum Visa approved!

Congrats on the FNBO approval!

** BEFCU Platinum Plus VISA @ 5.49% F, $4k ** Unify FCU Variable-Rate VISA Gold @ 6.49% V, $5k ** PACU Premier Privileges Rewards MC @ 7.50% F, $20k ** FNBO Amex @ 7.75% V, $22k ** Unify FCU Fixed-Rate VISA Platinum @ 8.99% F, $15k ** Barclay Ring @ 9.50% V, $1.9k ** BoA Cash Rewards WMC @ 9.99% F, $20k ** Citi DC WMC @ 10.74% V, $19.82k ** BoA Travel Rewards VS @ 10.74% V; $16.8k ** Cap1 No Hassle Miles Ultra Platinum MC @ 11.40% V, $4.5k ** Discover IT @ 11.49% V, $24.4k ** FNBO BucksBack VS @ 12.50% V, $20k ** BBR(x2) @ 13.49% V, $28.7k ** US Bank Cash+(x2) @ 16.49% V, $26k ** Citi DP VISA @ 16.49% V, $10.1k ** FNBO Amex TravElite @ 17.24% V, $15k ** Blispay @ 19.99% F, $5k ** Cap1 BuyPower WEMC @ 21.40% V, $6.25k **
Message 10 of 13