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FNBO Rewards (Pre-Qual) App Pending>Approved!

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Shooting-For-800
Senior Contributor

FNBO Rewards (Pre-Qual) App Pending>Approved!


@Shooting-For-800 wrote:

"Preapproved" for $15k at 22.9%

HP = 2-4 week notice.

Just got 4.99% for life blank checks from them on ducks card.

Who knows?


Just got email this morning that I was approved.

Went to status page....

Approved for $15,000 exactly like prequal.  Smiley Surprised

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DPs:  Income is low 6 figures, Fico8s @730, Fico9s @ 700, already have a ducks card with a 4.99% apr for life balance transfer, $5k of 12k limit used on ducks card - paid down from about $8k maybe.  Two previous ducks CLI in the last 2 years or so, 1-3 inquiries per CR, 1-3 new accounts per CR, about 10% overall utilization (0%-5% apr promos)

-----

Thanks for the SP link!

I called them 3 times and could not get a SP CLI on my Ducks card.  

Go figure.

-----

GL ALL!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 1 of 11
10 REPLIES 10
Mr_Mojo_Risin
Senior Contributor

Re: FNBO Rewards (Pre-Qual) App Pending>Approved!


@Shooting-For-800 wrote:

@Shooting-For-800 wrote:

"Preapproved" for $15k at 22.9%

HP = 2-4 week notice.

Just got 4.99% for life blank checks from them on ducks card.

Who knows?


Just got email this morning that I was approved.

Went to status page....

Approved for $15,000 exactly like prequal.  Smiley Surprised

-----

DPs:  Income is low 6 figures, Fico8s @730, Fico9s @ 700, already have a ducks card with a 4.99% apr for life balance transfer, $5k of 12k limit used on ducks card - paid down from about $8k maybe.  Two previous ducks CLI in the last 2 years or so, 1-3 inquiries per CR, 1-3 new accounts per CR, about 10% overall utilization (0%-5% apr promos)

-----

Thanks for the SP link!

I called them 3 times and could not get a SP CLI on my Ducks card.  

Go figure.

-----

GL ALL!


Congrats on a beauty! I pre-qualified for 10K, It's hard work not to give it a shot. Lol

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 2 of 11
gdale6
Moderator Emeritus

Re: FNBO Rewards (Pre-Qual) App Pending>Approved!

Grats on the rewards approval Smiley Happy

 

APR is very high for FNBO I would never carry a balance on the card but wait for BT low rate offers. That 4.99 is a good one, right now they have offered me 5.99 fixed on one of my cards.

Message 3 of 11
M_Smart007
Legendary Contributor

Re: FNBO Rewards (Pre-Qual) App Pending>Approved!

Congratulations on your FNBO Rewards approval!

Message 4 of 11
AllZero
Mega Contributor

Re: FNBO Rewards (Pre-Qual) App Pending>Approved!

Congratulations on your approval!
Message 5 of 11
mrcraft
Valued Contributor

Re: FNBO Rewards (Pre-Qual) App Pending>Approved!

Congratulations on your approval!!



Message 6 of 11
CreditAggie
Community Leader
Super Contributor

Re: FNBO Rewards (Pre-Qual) App Pending>Approved!

Congratulations on your FNBO approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 11
Credit4Growth
Senior Contributor

Re: FNBO Rewards (Pre-Qual) App Pending>Approved!

Congratulations on your new approval! 

... and the your other offer sound for checks, that sounds amazingly great! 👍 

 

Thank you the DPs 🙂

Message 8 of 11
Total80sKid
Senior Contributor

Re: FNBO Rewards (Pre-Qual) App Pending>Approved!

Congrats on your approval!

Message 9 of 11
MyFault
Valued Contributor

Re: FNBO Rewards (Pre-Qual) App Pending>Approved!

Congrats on your approval!






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Message 10 of 11
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