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FNBO SP CLIs

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KA14
Regular Contributor

FNBO SP CLIs

Applied for preapproval on an Evergreen card at the end of April 2020 and received approval in May 2020 after verification at the preapproved terms ($11,600 and 25.24%, 0% for the first year). Called and check at 6 months for a SP CLI and one was available for the amount of $3k. Called again today at 4 months since last CLI and there was a SP CLI available for another $3k. New CL is $17,600. 

 

5/11/21 - SL - $11,600

11/12/21 - CLI - $14,600

3/12/22 - CLI - $17,600


Data Points: 

TU: 732

Income: $150k

INQ: 0/6, 3/12, 3/24

1% Util

 

 

Message 1 of 15
14 REPLIES 14
LuckyB338
Regular Contributor

Re: FNBO SP CLIs

Congratulations on your approval!!!

Message 2 of 15
coreyb80
Super Contributor

Re: FNBO SP CLIs

Congrats on the increase!

Message 3 of 15
Eyepinpools
Regular Contributor

Re: FNBO SP CLIs

Congrats on the increase. Out of curiosity how much monthly spend does this card get. I have an evergreen that got the $15k SL that's about 8mo. old but haven't asked for an increase yet. Card gets virtually no spend though 

Message 4 of 15
Eyepinpools
Regular Contributor

Re: FNBO SP CLIs

Dang just called in. No SP available for me. Only the option to request which they said would be a hard pull. 

Message 5 of 15
CreditAggie
Community Leader
Super Contributor

Re: FNBO SP CLIs

Congratulations on your FNBO CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 15
gdale6
Moderator Emeritus

Re: FNBO SP CLIs

Grats on your FNBO moves up Smiley Happy

Message 7 of 15
firefox100
Senior Contributor

Re: FNBO SP CLIs

 

Congratulations on your increases enjoy it.

Message 8 of 15
KA14
Regular Contributor

Re: FNBO SP CLIs


@Eyepinpools wrote:

Congrats on the increase. Out of curiosity how much monthly spend does this card get. I have an evergreen that got the $15k SL that's about 8mo. old but haven't asked for an increase yet. Card gets virtually no spend though 


This card is my daily driver for things that aren't gas or groceries. I spend probably $2,500 to $6,000 per month on this card. 

ETA: I went over my statements for the last 10 months and added up the totals. I spent $43k on this card. PIF every month. Average spend was roughly $4.3k/month. 

Message 9 of 15
Trini88
Established Contributor

Re: FNBO SP CLIs

Congrats! I was literally just checking today about when to check for a soft pull cli with FNBO. Glad to know I can check again at 4 months 🤣

10/19 Quicksilver: $2K
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11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
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10/24 Amex Gold: Charge Card
Message 10 of 15
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