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FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

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AlanGJP
Frequent Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved


@Stealth-1 wrote:

@M_Smart007 - Congrats on the 15K CLI...you did it like a boss!

@AlanGJP - CLIs like this would be nice towards $500K! 

sopranos.gif


ha! Yeah for sure. DW has them, I'll have to pass this on to her. Maybe she can push for $50K!! (I kid...)

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Last Updated: 2022/11/27
Message 21 of 34
SweetCreditObsession
Valued Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

@M_Smart007, congratulations and thanks for the detailed DPs.



(+102) | (+106) | (+151) | TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: 807

Initial Goal: Min. 740 w/all CRAs - Met
Next Goal: Amex BCE
Current Goal(s): Min. 780 w/all CRAs
Gardening Until: ??/??/202?| Last App: 7/21/2021
Message 22 of 34
babygirl1256
Senior Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Congrats on your super duper FNBO Visa CLI . . . now that's what I call sweet!!! Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 23 of 34
M_Smart007
Legendary Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved


@babygirl1256 wrote:

Congrats on your super duper FNBO Visa CLI . . . now that's what I call sweet!!! Smiley Wink


@babygirl1256, Thank YouSmiley Happy

Message 24 of 34
M_Smart007
Legendary Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved


@AlanGJP wrote:

@Stealth-1 wrote:

@M_Smart007 - Congrats on the 15K CLI...you did it like a boss!

@AlanGJP - CLIs like this would be nice towards $500K! 

sopranos.gif


ha! Yeah for sure. DW has them, I'll have to pass this on to her. Maybe she can push for $50K!! (I kid...)


 

@AlanGJP, I will drink to that 🍹🥂

 

You might have DW go for $500K? .. in speaking to a FNBO CSRHeart yesterday,

they have clients with net worths in excess of several millions,

( I kid not) and CL's that most would drool for.🤑

 

Message 25 of 34
M_Smart007
Legendary Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

 

Lots of AA talk, so far ..None here at this time.

 

 

(Click image to enlarge)(Click image to enlarge)

 

(Click image to enlarge)(Click image to enlarge)

 

Message 26 of 34
FishingGuy
Regular Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

WOW,  Congratulations.   Thats a GREAT  CLI !!!, 
I'd be nervous to even ask for that much.... question???...    do you have other cards with similar high limits ?
.... or did you just pull that number..... out of your tush ?

Message 27 of 34
Jeffster1
Frequent Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

@M_Smart007   Congrats on the AMAZING CLI! 

FICO 8 (8/17/22) EX 709 EQ 717 TU 704
FICO 9 (8/17/22) EX 737 EQ 724 TU 742
CH 13 DC 1/5/21 -- I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 10/22
American Express Gold | American Express Blue Cash Everyday 6K | American Express Hilton Honors 1K | Bank of America Customized Cash Rewards Visa 15K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One Quicksilver MC 3K | Capital One Walmart MC 2K | NFCU Amex 10.5K | Bread Financial American Express 7K | Upgrade Cash Rewards Visa 4K l AAA Daily Advantage Visa Signature 5K I Wells Fargo BILT World Elite MC 30K I UCLA Wescom CU Rewards Visa 7K
Message 28 of 34
M_Smart007
Legendary Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved


@FishingGuy wrote:

WOW,  Congratulations.   Thats a GREAT  CLI !!!, 
I'd be nervous to even ask for that much.... question???...    do you have other cards with similar high limits ?
.... or did you just pull that number..... out of your tush ?


@FishingGuy,

 

"do you have other cards with similar high limits ?
.... or did you just pull that number..... out of your tush ?"

 

Actually .. I didSmiley Tongue

 

 

No, in reality ...knowing that I had one shot, on a card that had a small BT almost one year prior ...and no use after.

Because they probably would not counter offer, I did not ask for $100K, as that would have not been reasonable for that card.

Other cards with big spend, yes, I ask high. I felt like $40K was a number that was not ridiculous to the FNBO UW'ers, given my income and spend on my FNBO Business card ..and other FNBO personal card.

(UW has their way.. of being able to see that)

 

Yes I have many cards with higher limits, and a few with lower limits.

 

80+ Personal CC's/PLOC's that range between $7,000 to $100,000 ..(Does not include Bus. CC's and LOC's)

 

(3) lowest limit CC's under $10K

GOLDMAN SACHS AND CO - GM MC = $7,000
AMEX/CBNA - Bloomingdale's = $7,500
Discover it® Cash Back = $8,700

Probably a good amount between $25K to $50K

 

Hope that brings clarity ...

 

Message 29 of 34
Pway
Valued Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Congrats on the CLI Smiley Happy 

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 30 of 34
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